First home buyers
It can be a daunting experience buying your first home, let alone getting your finance approved. Let me hold your hand through the home loan approval process, I provide my years of experience to you and make sure you get the right advice and assistance to make the approval process as smooth and easy as possible.There are a number of options for first home buyers:
- 10% deposit loans – that’s right you don’t necessarily need 20% deposit.
- No deposit loans or loans with less than 10% deposit, where you have a guarantee provided by family using their own home as additional security
- Welcome Home Loan – an alternative 10% deposit loan (Supported by Housing NZ)
- 95% Turn Key Build Loans
I can also explain how you can use your Kiwisaver funds and access the Housing New Zealand First Home buyer’s subsidy to assist with buying your first home.
A common question from first home buyers is “Am I getting the best deal”? Your existing bank may be the best deal however you wont know until I test them and others to see what they can offer. My goal is to save you time and money along with providing you great service. I can introduce you to real estate agents to help with your property search, recommend lawyers and assist with insurance. I can also provide property information so you can get a good idea of the value of properties you might be considering buying.
I look forward to assisting you in buying your first home.