Your mortgage advisers in Auckland
We pride ourselves on providing clear, timely advice that gets you moving quickly.
We do this by breaking down the loan process for you, helping with any issues and finding a practical solution that meets your needs.
We take the difficulty out of finding and securing the right mortgage for you – even if your family is totally new to buying a home.
And, because values like integrity and perseverance are important to us, we are happy to go that extra mile for you.
Let’s talk about LVRs. Did they actually change?
Not exactly. What has changed is the Reserve Bank of NZ’s requirements of trading banks in NZ to abide by mandated rules that had been put in place.
Money is cheap, but is it easy to get?
In what is close to the perfect storm for our business, money is the cheapest it has ever been, but it has also never been harder to access.
To break or not to break, that is the question.
With Interest rates at an all-time low, a lot of people are thinking about breaking their current fixed rate to reset at something lower. This is effectively breaking the contract you have signed with the bank, the benefit on the face of it appears obvious for the borrower – stop paying an old fixed rate above 4% and start paying a new rate of perhaps 2.79%.