Your local Mortgage Adviser Tenzin Choedon

After 17 years in the financial services industry, with the last two working locally in the bays, I can help you understand all those tricky questions. Applying for a mortgage can oftentimes be confusing  and I am here to guide you through the process whether you are purchasing your first home or investment property.

I am very much local, and committed to providing quality advice and service every time. Our team has over 20 years combined experience in the financial services industry and we pride ourselves on our ability to listen and closely understand our clients and take the time to answer every question. We ensure You are kept informed from the first appointment through to settlement and keep in touch post settlement. ESSENTIALLY WE WORK FOR YOU AND NOT THE BANKS!

All banks are not the same so a good knowledge of their products and policies can mean the difference between a seamless application process and one that gets knocked back. We work with both Banks and Non-Bank Lenders to ensure we find the best product and structure to suit your unique situation and obtain a competitive package from a lender who appreciates your business. We also have a strong relationship with Lenders which helps us negotiate a better deal for you. This can be a higher approval limit, discounted rate, fee waiver or a quicker decision. In some instances it can be all of the above.

We can assist with First Home purchases, Construction Lending, Refinancing, Debt Consolidation, Purchasing Investment Properties, Top up on Existing Mortgages and Fixed Rate Renewals.

Publicly Available Disclosure



  • Thomas Lowe
    Home Loan
    After having little luck direct with banks and other brokers, Tenzin was able to help me into my first home. She worked hard over a long period of time for the best options for my situation, which was not easy at this time of tightening lending. She was always excellent with communication during the process, and a pleasure to deal with. I cannot recommend Tenzin highly enough.
  • Gyatso Dawa
    Home Loan
    Tenzin is a very hardworking mortgage broker. Right from the beginning she gained our confidence and we knew that we were in the safe hands. She is someone who has great knowledge and we would recommend her to anyone who is in need of mortgage broker. Thanks again
  • Shylah Robinson
    Home Loan
    Tenzin is amazing! After months of struggling with other brokers and banks, Tenzin secured my loan in no time. She was always available to answer any questions, even late at night and on the weekends. I am grateful for her thoroughness and dedication. Thank you so much
  • David Aumua
    Home Loan
    Big thanks to Tenzin helping us secure our first home. Without your help none of this this would possible. We look forward to using your services on our next home purchase.
  • Joy Thavat
    Home Loan
    I found Tenzin an absolute pleasure to work with. She impressed me from our very first conversation, listening well and quickly grasping my complex situation with ease. Following our phone conversation she emailed me, summarizing our discussion and my situation perfectly. Over the following weeks of refinancing my mortgage from one bank to another I found her knowledgeable, competent and extremely dedicated to making the lending process as stress free as possible. I highly recommend her to anyone looking to finance or refinance. Thanks again Tenzin :)
  • Chandel Smith
    Where do I start?! Literally in awe of how great Tenzin is and how well she works for her clients. She helped me so much and most importantly made me still feel human and that we were a team and not just another "client".
  • Sheryliza Empamano-Catapang
    Superb! Tenzin has greatly helped us in securing our loan the way we wanted. Being new to investment property market, we were advised by an accountant that it would be very unlikely to get a loan from 2 separate lenders. Tenzin worked hard to make this happen and we are so pleased! Dealing with Tenzin has been a great move for us. She was very easy to deal with, friendly and calm throughout the whole process even if we had a very limited time to secure 2 banks
  • Tom Hill
    First Home Loan
    Tenzin sorted everything for our first home & made dealing with the banks incredibly easy. Will be recommending her to our friends!
  • Steve Henderson
    Home Loan
    Tenzin recently helped my wife and I to refinance our mortgage and borrow some extra funds for home renovations Previously our experience with a different broker had not been great, so dealing with Tenzin has been a breath of fresh air. She was able to get us a great rate and removed all of the hard work for us, we will definitely be using Tenzin again in the future.
  • Carole and Anthony Moore
    Dear Tenzin A Huge Thank you for helping us with our home loan. Hopefully we are now on the right track. You have been awesome and we have appreciated your excellent communication. We will most definitely recommend you to others. Many Thanks
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