About Vicki Kemp


Finding a mortgage that fits your needs and requirements can be confusing and sometimes daunting. Not all mortgages are the same and that’s where my expertise and knowledge will guide you through the process with ease.

I will make sure you can borrow the maximum amount you want to borrow (as all banks have different criteria) as well as ensure you receive the very best pricing available for your situation and hold your hand through the process to ensure a very smooth process occurs.

Publicly Available Disclosure

First Home Buyers

It can be a struggle understanding the banks jargon, what is classed as a deposit or the difference between fixed rate, variable rate or off-set mortgages. That’s where I come in. I will talk you through everything mortgage & buying related to ensure you understand the process thoroughly. It’s a large commitment making that first step in the housing market, so getting your mortgage right is important. With access to New Zealand’s widest range of banks and lenders you know & trust we will find the right mortgage that fits your needs.

Residential Home Loans

Looking to buy/sell/top-up for that holiday or even do a debt consolidation. Whatever your requirements I am here for you every step of the way. I take the stress out of it all, so all that time you save can be better spent on doing the things you love doing. Why take a day off work or even worse – miss out on that fishing trip or catching up with friends over a quiet vino or two because you’re too busy trying to figure out which bank offers what rates. Give me a call and let’s talk!

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Latest News

  1. Property market update: Spring surge in sales despite lockdowns

    Spring traditionally sees an uplift in the market as would-be sellers and buyers capitalise on the feel-good factor of warmer weather and longer days. The latest data from REINZ shows an increase in house sales and prices over recent months. All this as the country grapples with continued lockdowns and Covid restrictions. Here’s our analysis of the latest trends in the property market.

  2. Labour & National unite over three-storey homes without consent

    It may come as a surprise and even a shock, but Labour and National have agreed sweeping changes to housing density rules in a rare show of unity. Landowners in our biggest cities will be allowed to build up to three storeys without requiring resource consent.

  3. Mortgage stress? Four ways to pay off your mortgage faster

    Extended lockdowns and rising interest rates have resulted in mortgage stress for many Kiwis. Unlike last year’s lockdown, the government hasn’t introduced a mortgage deferral scheme this time around. If you are struggling to pay your mortgage, then talk to your Loan Market adviser. They can provide the expert help and advice you need.