About Vicki Kemp


Finding a mortgage that fits your needs and requirements can be confusing and sometimes daunting. Not all mortgages are the same and that’s where my expertise and knowledge will guide you through the process with ease.

I will make sure you can borrow the maximum amount you want to borrow (as all banks have different criteria) as well as ensure you receive the very best pricing available for your situation and hold your hand through the process to ensure a very smooth process occurs.

Publicly Available Disclosure

First Home Buyers

It can be a struggle understanding the banks jargon, what is classed as a deposit or the difference between fixed rate, variable rate or off-set mortgages. That’s where I come in. I will talk you through everything mortgage & buying related to ensure you understand the process thoroughly. It’s a large commitment making that first step in the housing market, so getting your mortgage right is important. With access to New Zealand’s widest range of banks and lenders you know & trust we will find the right mortgage that fits your needs.

Residential Home Loans

Looking to buy/sell/top-up for that holiday or even do a debt consolidation. Whatever your requirements I am here for you every step of the way. I take the stress out of it all, so all that time you save can be better spent on doing the things you love doing. Why take a day off work or even worse – miss out on that fishing trip or catching up with friends over a quiet vino or two because you’re too busy trying to figure out which bank offers what rates. Give me a call and let’s talk!

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Latest News

  1. Why this could be a great market for long-term property investors

    Property prices are falling and interest rates are rising, so you might be wondering: is this a good time to invest in property? The answer is definitely no for some people. But for others, now might be the perfect time to buy an investment property.

  2. New housing intensification rules about to take effect

    From August, councils in the greater urban areas of Auckland, Hamilton, Tauranga, Wellington, Christchurch and Rotorua Lakes will have to apply new medium-density residential standards to most of their housing stock. So what are these new rules, why have they been introduced and what will they mean for home owners?

  3. House prices fall 0.9% over the quarter

    New Zealand’s national median house price has recorded the biggest quarterly decline since 2010. There are two main reasons why prices are going backwards in much of the country.