Loan Calculators

Looking for information about your borrowing power, loan repayments or budgeting?

We have a selection of handy home loan and budget calculators available to help you on your way.

Obtain a personal home loan assessment
The results from these calculators should be used as an indication only. Results don’t represent either quotes or pre-qualifications for a home loan. Individual institutions apply different lending criteria. Contact one of our qualified Loan Market advisers for a fully-personalised assessment of your borrowing position.

Lump sum repayment

Additional lump sum repayments can significantly reduce the amount of interest you pay on your home loan and the term of your loan. Use this lump sum repayment calculator to find out how much you could save.

Compare the cost of two home loans

This loan comparison calculator will let you compare different home loans in the market and determine which is the cheapest in total fees and interest over the life of the loan.

Borrowing capacity

The borrowing capacity calculator will help give you the confidence to purchase your home. Do your sums and discover how much you can borrow based on your current income and expenses.

Split home loan – fixed vs variable

You can reduce the effect of interest rate changes by splitting your home loan into fixed and variable portions. The split loan calculator will determine your required repayments and total interest charged under different fixed and variable rate scenarios.

Loan repayment

The home loan repayment calculator allows you to calculate your repayments in weekly, fortnightly or monthly installments, for any amount borrowed. Assess your home loan repayments against different interest rates or home loan terms.

Budget planner

Find out where you can make savings and reduce expenses based on your current financial situation using the budget planner calculator.

Extra mortgage repayments

You can save thousands in monthly repayments and take years off your loan by making extra repayments. This mortgage repayment calculator lets you calculate these savings based on different repayment amounts over various terms.

Mortgage Deferment Calculator

Use this calculator to work out how much a deferment (also known as a pause, or holiday) will really cost you.