CAPITAL & COAST BLOG

  1. Tile the buying process

    Buying your first home, how does it all work?

    So, you’re ready to buy your first home - great. But, where do you start? Pre-approval, mortgage brokers, auctions, it can all be a tad overwhelming. Take a deep breath, things are about to get clearer.

  2. Tile copy of insurance

    Talking insurance is painful, but it’s more painful not to

    Insurance is one of those topics no one wants to talk about, but ignoring it can be much more painful in the long run. Buying a home will be one of the biggest purchases you ever make and while it’s a great asset, it can also be a big financial risk if something goes wrong.

  3. Tile ezgif 2 8d91b8de4b

    Buying your first home with the government HomeStart grant

    As a first home buyer, you want to get all the help you can get to maximise your borrowing potential. If you’ve been contributing to a Kiwisaver for at least three years, you may be eligible for ifor the government’s HomeStart grant.

  4. Tile ezgif 2 cf9d29534a

    How big a deposit do I really need?

    You’ve decided to buy a home. So, how much do you actually need to save up?

  5. Tile ezgif 2 b8b40876ba

    Getting approved for a home loan

    Taking out a mortgage is probably one of the biggest and most important financial decisions you’ll make in your life.. But lenders won’t give out a loan to just anyone.

  6. Tile ezgif 2 8d5f6649d1

    Six tips for saving your deposit

    One of the biggest hurdles on the path to homeownership is saving your deposit, but talking about it isn’t going to fill up your bank account any faster, so let’s look at what you can do.

  7. Tile getting buy ready   mortgage conditioning

    Are you mortgage ready?

    You’ve fallen in love with a home or section, but are you mortgage ready? Having all your ducks in a row will help maximise your borrowing ability - and a better borrowing ability means a better financial situation for you.

  8. Tile ezgif 2 f38f09a072

    KiwiSaver: How can it help me get into my first home?

    With property values rising significantly across New Zealand in the last few years, saving a deposit for a home has never been harder, but there is assistance available in some scenarios that can help.

  9. Tile film test parliament grounds panorama 2006 murray hedwig photo

    FIRST TIME CALLER; LONG TIME LISTENER…GO AHEAD CALLER

    Firstly, I have a lot of clients who have emigrated from other countries, once here they add significant value and are good people but they are being affected also, starting a new life and the NZ dream is a very expensive one. My opinion, this is a very clever political strategy by our current go...

  10. Tile lrz8wgngxyhbqwphlmfg

    Your New Home: Buy or Build?

    New Build or an existing home?

  11. Tile mayeejhmmk9xyrhmoovx

    ​RBNZ maybe winning the battle but will it win the war?

    The RBNZ pretty much declared war on the property investor back in May 2015 with LVR rules on Auckland investors, 30 per cent deposit please. The rest of the country scoffed a little and thought those Aucklanders have had it too good for too long, higher pay, free equity, great transport and fant...

  12. Tile if5aeyswjcfxpfq2r1pn

    President Trump where to from here?

    Well, if 2016 started out slow it’s definitely proved more exciting over the past few months. As I write this article in a café on Brandon Street, Wellington I look out on a very wet day with all of Featherston Street blocked off and Police standing on all corners. It’s November 15, one day after...

  13. Tile vxi9zz2oqmejh1meljzs

    Our new baby – a small business.

    Our business is exceptionally young and still within the critical 2 year and 5 year phase where 75% and 50% respectively are still trading after this period. I don’t kid myself we have a long way to go.