About Craig Bonnington
I work to remove property buying barriers and make it easy for my clients.
Whether you‘re buying or selling, I will support you through the mortgage process. Regardless of whether you are a first–home buyer, an investor or looking to refinance, I can work with you to choose the right finance deal.
With over 15 years banking experience in home and business lending.
Plus the added benefit and knowledge with a degree in Valuation and Property Management. Together, with this experience and a friendly honest approach, my job is about making the process of financing your home or business needs simple and easy for you.
Return of LVR restrictions: What it means for first home buyers and investors
The much-anticipated return of loan-to-value (LVR) restrictions kicks in from 1 March. The Reserve Bank removed the restrictions at the start of the Covid pandemic. At the time, the Bank wanted to promote cash flow and increase economic confidence. However, the economy has bounced back stronger than expected. And record house prices plus intense activity from investors have led to their reintroduction. So, what does it mean for first home buyers and investors? Here, we provide an overview of the main implications.
Changes to tenancy laws: What you need to know
The biggest reform of tenancy laws in New Zealand came into effect on 11 February. The government aims to provide a better balance between the rights of tenants and the interests of landlords. Here’s a quick guide to the main changes and what they mean in practice.
Bank of Mum & Dad: Pros and Cons of helping kids purchase their first home
A combination of low-interest rates and soaring house prices have seen many young Kiwis struggle to get on the property ladder. It’s no surprise that more and more are turning to the bank of mum and dad for help with the deposit.