CRAIG POPE BLOG

As home finance experts, we love keeping Kiwis like you up to speed on finance news, home advice and tips to grow your wealth.

  1. Buying with family and friends: what you need to know

    Getting on that first rung of the property ladder is more a giant leap than a small step for many young first home buyers. It's no wonder that many Kiwis wanting to get ahead are considering buying a house with friends and family. However, before jumping in, it's essential to have your eyes wide ...

  2. Six easy ways to add value to your home this spring

    For many Kiwis, weeks spent in lockdown staring at the same four walls has highlighted an urgent need for a refresh. And the arrival of spring is the perfect time to crack on with sprucing up your home. Here we share six easy ways to rejuvenate your home décor.

  3. Interest rates: Is now the time to fix or float?

    With mortgage rates already increasing, many clients have asked us whether now is the time to fix their home loans. Everyone’s situation is different. So before making a decision, it’s essential to get expert advice from your Loan Market adviser. And to help you prepare for the discussion, here a...

  4. Five tips to help you select the best property manager

    Choosing a property manager could make or break your investment. Make the right choice, and your investment will likely be safe, secure and profitable. However, make the wrong selection and it could be your worst nightmare.

  5. First home buyer stress: 5 tips to help you manage the process for a better outcome

    When it comes to stressful life events, buying your first home is up there in the top ten. Here we share some tips to help you manage the process for a better outcome.

  6. Is property still a good investment?

    There's no doubt; many potential property investors were spooked by the government's housing policy changes announced in March. What once was a cast-iron investment option suddenly seemed less attractive. However, despite the changes to tax concessions and the bright-line test, there's little evi...

  7. Pros and Cons of Bridging Finance

    Bridging finance is a short-term loan that helps you buy a new home before selling your current one.

  8. Has The Government’s Housing Policy Changes Made A Difference?

    This year's Budget had little of substance concerning the property market. However, given the significant housing policy changes announced in March, it’s probably not surprising.

  9. The importance of pre-approvals: All you need to know

    The property boom is showing no signs of letting up any time soon. It’s super competitive out there with many vendors receiving multiple offers within just a few days of going on the market. So, if you are looking to purchase your first home or make a move, pre-approvals are essential.

  10. Five reasons why you should use a Mortgage Adviser

    With interest rates at an all-time low, there’s never been a better time to get a home loan. However, navigating your way around all the deals on offer is confusing. Loan Market’s nationwide team of more than 120 advisers can help make sense of it all. Securing over $300 million in home finance...

  11. Low credit score: What are the options?

    Getting turned down for a home loan because of a low credit score can be disheartening. However, it doesn’t mean it’s the end of the road. The good news is it’s still possible to achieve the dream of owning a home. In this article, we explore the options available.

  12. New housing policy targets property investors

    The government's much-anticipated housing policy announcement caught many commentators by surprise. The extension of the bright-line test was widely predicted. However, removing landlords' ability to offset their interest expenses against rental income caught everyone by surprise.

  13. Preparing to win at auction: Tips on how to get the best outcome

    According to the latest statistics from REINZ, nearly a third of all homes were sold under the hammer in New Zealand during February. That’s a whopping increase of over 16% on the same time last year. With more properties than ever being sold at auction, it pays to have a strategy prepared in...