You Local Mortgage Adviser servicing the areas of Tauranga, Papamoa, Mount Maunganui, Te Puke, Western Bay of Plenty, Omokoroa and Katikati

Time is our most precious commodity these days. As an experienced mortgage adviser, I build trusted relationships that save your valuable time. I can broker achievable solutions that work best for clients whether with an existing bank or another lender. I research the best mortgage terms that address the unique requirements of lending. Being prepared for the milestones saves you stress in the long run so talking to me well before you’re ready, makes logical sense. When the moment arrives to finance a home, you can feel secure knowing I’m already there on your timeline.
AND I do all the negotiating with the bank’s on your behalf.

Borrowing to buy a home or business is a big step so it is important to employ someone who has walked in your shoes to carry out the task. My significant background and expertise in all facets of banking, finance, farming, business ownership, and sales management equips me well to guide you on your own journey. I do the leg-work for you and my services are at no cost to you*.
*Very occasionally in unusual circumstances there might an upfront fee, but I’ll let you know well ahead of time.


Disclosure Statement

First Home Buyers

Buying your first home is very exciting. It can also be time-consuming and overwhelming as it’s probably the biggest financial commitment you’ll make in your life. I will guide you through the various mortgage options to locate the best solution. I will talk you through Kiwisaver, Home Start Grants, guarantors, gifts, pre-approvals and deposits as part of your home loan structure. I can talk to your bank for you, or another bank and then translate the alternatives to ensure we’re comparing “apples with apples”. And again – I do the presenting and negotiating for you.

Home Loans & Refinancing & Top-Up

Nothing gives me a bigger buzz than assisting with the securing of finance to take your home loan needs to the next level. Many of my clients have a change in their living circumstances and need to upgrade, downsize or relocate. Perhaps they need extra funds to add onto an existing home for a growing family, provide a rental income stream, to improve their lifestyle, or to deal to those unexpected curve balls life sometimes throws our way. Whatever the financing/refinancing reason, I’m able to take away the guesswork and easily deal to the financial aspect getting you where you want to be.

Testimonials

  • J Edmondson
    Home Loan
    Very friendly, easy to get along with, has your best interests at heart. Incredibly efficient.
  • H Kamins
    Home Loan
    Deryn went above and beyond what we expected a mortgage broker would ever do. She always seemed to be acting in our best interest and genuinely wanted to help us.
  • A Henry
    She was normal like us and understood how hard it is to get ahead, down to earth, approachable, and extremely helpful. Deryn called us as soon as this lockdown took place to see what she could do for us before we even thought about calling her.
  • S Corbett
    She was great to deal with, communication was great and I knew what was happening every step of the way.
  • N Purdie
    Deryn was extremely professional and managed to make us feel confident and comfortable making decisions. She kept us updated throughout the entire transaction.
  • K Weber-Swain
    Very efficient. Great communication. Would definitely use Deryn again for another purchase.
  • J McCaughan
    Deryn was so helpful in a very stressful time to be buying our first home (COVID). She made our experience so much easier and I’m thankful I found her!
  • J Snare
    Helpful all the way through the process and really dug deep to get me into my first home.
  • N Swain
    Deryn was wonderful throughout the process. She listened to what I was wanting and found great options and kept me well informed throughout.
  • R McArthur
    Attentive. Confident. And informative.
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Latest News

  1. Low credit score: What are the options?

    Getting turned down for a home loan because of a low credit score can be disheartening. However, it doesn’t mean it’s the end of the road. The good news is it’s still possible to achieve the dream of owning a home. In this article, we explore the options available.

  2. New housing policy targets property investors

    The government's much-anticipated housing policy announcement caught many commentators by surprise. The extension of the bright-line test was widely predicted. However, removing landlords' ability to offset their interest expenses against rental income caught everyone by surprise.

  3. Preparing to win at auction: Tips on how to get the best outcome

    According to the latest statistics from REINZ, nearly a third of all homes were sold under the hammer in New Zealand during February. That’s a whopping increase of over 16% on the same time last year. With more properties than ever being sold at auction, it pays to have a strategy prepared in advance. Here are our top tips to help you get the best outcome at auction.