Loan Market Mortgage Adviser servicing Auckland, Hamilton, Raglan, Te Awamutu, Cambridge and wider Waikato area.
Why use a Mortgage Broker?
- I will match the right loan for your goals and financial position
- We can chat at a time that is convenient to you
- No cost to you - because I’m paid by the lender that you choose
- I'll negotiate a better deal - I have access to a range of lenders willing to negotiate with special offers and discounted interest rates
- Outstanding service
Finding the right home loan can be a minefield, unless you find a very good broker to do this for you. It is very important to make sure that in discussion certain factors are established as to the client’s needs and requirements with a loan.
Building wealth through property investment can pave the way to financial freedom, if you get it right. Tailoring your loan and ownership structure to your overall investment goals is VITAL.
Purchasing property or refinancing when you are Self-Employed can be more of a challenge than for those who are employed.
The Advantage of getting Pre-Approved
There is nothing worse than finding the right home or investment property only to have someone else's offer accepted over yours because your offer had longer period for your finance clause to give you time to organise your finance.
It's easy to make your debts manageable again.
Choosing the Right Real Estate Agent to Sell Your Home
Word of mouth, local agents, going to their open homes, asking questions. These are just a few ways to narrow down your search for this all important decision.
Ever wondered what a caveat is?
In some instances a caveat is registered against a property when a loan advance is made and in others a mortgage is registered. This is typically loan balance driven i.e. we require a caveat for loans under $50,000 and a mortgage for loans over this amount. While we think of caveats and mortgages as being inter-related, legally, they have different purposes and effects.
PLANNING TO USE KIWISAVER WITHDRAWAL FOR YOUR DEPOSIT?
KiwiSaver tips for first home buyers If you’re planning to use your KiwiSaver Withdrawal to help buy your first home, or buy land and build in the future, let’s make sure you’re making the most of your KiwiSaver account now. The more you have in your KiwiSaver account, the better off you’ll be and the more options you’ll have when you’re ready to buy your first home.