Loan Market Mortgage Adviser servicing Auckland, Hamilton, Raglan, Te Awamutu, Cambridge and wider Waikato area.
Why use a Mortgage Broker?
- I will match the right loan for your goals and financial position
- We can chat at a time that is convenient to you
- No cost to you - because I’m paid by the lender that you choose
- I'll negotiate a better deal - I have access to a range of lenders willing to negotiate with special offers and discounted interest rates
- Outstanding service
Finding the right home loan can be a minefield, unless you find a very good broker to do this for you. It is very important to make sure that in discussion certain factors are established as to the client’s needs and requirements with a loan.
Building wealth through property investment can pave the way to financial freedom, if you get it right. Tailoring your loan and ownership structure to your overall investment goals is VITAL.
Purchasing property or refinancing when you are Self-Employed can be more of a challenge than for those who are employed.
The Advantage of getting Pre-Approved
There is nothing worse than finding the right home or investment property only to have someone else's offer accepted over yours because your offer had longer period for your finance clause to give you time to organise your finance.
It's easy to make your debts manageable again.
THE TOP 7 TIPS FOR WHAT TO DO WHEN YOU HAVE TOO MUCH SHORT TERM DEBT
Debt is one of the biggest roadblocks we encounter when trying to help people apply for mortgages. Short term debt like credit card debt, personal loans, car loans and hire purchase arrangements can severely impact your chances of getting a mortgage approval.
IAG pulls out of Wellington home insurance
Living in Wellington means you will most likely be exposed to earthquakes, storms, flooding, landslides or even a tsunami at one stage or another. IAG, NZ’s largest general insurer (which includes brands like AMI, State, NZI, Lumley and Lantern Insurance), has said that’s why they won’t be insuring the contents of Wellington homes anymore.
Could payWave ruin your home ownership dreams?
Times have changed when it comes to applying for a loan. It’s tough to secure a mortgage and there are a lot of changes going on with the legal bodies that keep a close watch over the finance and banking industry including the revision of the Financial Advisers Act in New Zealand and the Royal Commission in Australia.