FIRST HOME BUYERS TIPS

  1. Earthquake issues to be aware of

    New Zealand is one of the world's most seismically active places to live and unfortunately Christchurch and the upper South Island have been significantly impacted in recent years. This means when buying a property in Christchurch, there are several things to keep in mind in regards to earthqu...

  2. The necessity of insurance

    Insurance is one of those topics no one wants to talk about but it’s essential that you do. Buying a home will for many be the largest purchase they ever make and while it’s a great asset to have it’s can also be sizeable financial risk should something go wrong.

  3. The role of a solicitor

    When you’re buying a home, your solicitor will play a crucial role in the process. This is why it’s important to engage one, nice and early in the process, before going ahead with the purchase of a home. Their advice can save you from making potentially costly mistakes.

  4. Getting Auction ready

    Buying your first home should be an exciting time in your life, but if you’re going to auction for the first time, it could seem like a daunting task if you don’t know what to expect. The bidding game is a balancing act between ensuring you’re not bidding to high and end up paying more than yo...

  5. What does the buying process look like

    Buying your first property (or your 2nd or 3rd) is a great achievement and one that takes time and effort, and often some sacrifice. Being a first time buyer can have you wondering what the process is and how long it takes, before you become a homeowner. Here are some steps from -approval to set...

  6. Getting approved for a home loan

    What is the criteria? Being the vehicle to help you get the home of your dreams, taking out a mortgage is likely one of the most important financial moves you will make in life. But lenders won’t give out a loan to just anyone. In order to qualify for a home loan a specific lender criteria ...

  7. Kiwisaver - an easy way to save

    KiwiSaver is a voluntary savings scheme to help Kiwis save for retirement. The initiative is designed to encourage you to create and maintain a consistent pattern of savings. The savings are a combination of; contributions that are made to your account, investment returns (both plus and minus)...

  8. The government HomeStart grant

    As a first home buyer, you want to get all the help you can to maximise your borrowing potential. If you’ve been contributing to a Kiwisaver for at least three years, you may be eligible for this government grant. The HomeStart grant assists first home buyers by providing them with a sum of up...

  9. Saving for your initial deposit and how much you need

    When you’re saving for a home deposit, often the first question that comes to mind is how much money you will need. So how much will you need? Most lenders in New Zealand require that you have a minimum deposit of 20% of the amount you wish to borrow. For example, if you’re buying a house wort...

  10. Buying your first home

    You’re looking to buy your first home but feel overwhelmed at the thought of navigating through the lending process. Securing finance to purchase property can sometimes be challenging. But entering the property market doesn’t have to be as daunting as you may think. At least not with the right...