About Gina Smith
With over five years experience in the mortgage industry and seven years working in real estate my passion is people and property and I have a wealth of knowledge to help my clients achieve their financial goals.
I am here to help you through the home loan process and will go the extra mile to make sure you get the best possible outcome given your unique situation. I strive to ensure that you will benefit from the relationships I have with all of the banks and other lenders. The outcome for you being the best possible service and pricing available as well as cash contributions where possible.
As your financial adviser I will be available to you well past your first property purchase. My goal is to build long standing relationships with my on going service and communication.
Outside of work I thoroughly enjoy spending time with my family, friends and golden retriever, Lexi. Starting my day with some early morning exercise and yoga is very important to me. I am also a keen gardener, love cooking and can be seen exploring the hills and walking tracks in Christchurch.
Is property still a good investment?
There's no doubt; many potential property investors were spooked by the government's housing policy changes announced in March. What once was a cast-iron investment option suddenly seemed less attractive. However, despite the changes to tax concessions and the bright-line test, there's little evidence that landlords are selling up in any significant numbers. So, is property still a good investment?
First home buyer stress: 5 tips to help you manage the process for a better outcome
When it comes to stressful life events, buying your first home is up there in the top ten. Here we share some tips to help you manage the process for a better outcome.
Has The Government’s Housing Policy Changes Made A Difference?
This year's Budget had little of substance concerning the property market. However, given the significant housing policy changes announced in March, it’s probably not surprising.