HIBISCUS COAST - BLOG

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    Tax departments sharing information

    In the interests of making sure customers are on top of their tax obligations in relation to assets and income, in New Zealand and abroad we checked in with Daniel Gibbons; a property tax specialist to get some background around the recent IRD activity in this space and some tips for keeping out ...

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    Are we seeing the spring bounce?

    It's good news for borrowers this month with the competitive interest rate environment continuing to offer some great deals. Buyers are also showing some signs of life as we roll through spring with sales volumes rebounding. This is being supported by the low rates, an undersupply of housing in s...

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    Are we seeing the spring bounce?

    In good news for borrowers the competitive interest rate environment has continued to offer some great deals. Buyers are also showing some signs of life as we roll through spring with sales volumes rebounding. This is being supported by the low rates, an undersupply of housing in some areas, and ...

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    Deposits, the current landscape

    Along with how much can I borrow the number one question we get asked is how much deposit do I need to get into the home I want? The answer varies for a large number of reasons and with January's Loan to Value Ratio (LVR) restriction changes and the KiwiBuild reset we felt it was a good time to g...

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    Kiwibuild reset finally drops, but leaves many underwhelmed, as do spring sales volumes.

    Kiwibuild reset finally drops, but leaves many underwhelmed, as do spring sales volumes.

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    Spring clean your finances and be ready to buy!

    Looking to buy, move or upgrade and take advantage of record low interest rates? Spring clean your finances to make sure you are mortgage ready.

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    Wet finish to Winter dampens NZ sales volumes.

    While sales volumes had shown a resurgence recently, August saw a reversal with a decrease of 6.1% on the same time last year to the lowest level in 7 months. The situation was variable across the board. Nelson, Bay of Plenty and Tasman all had their best August in 3 years, while Southland 33...

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    There’s more to a good loan than a great rate!

    With all the hype around record low interest rates it's easy to get tunnel vision and focus only on the lowest number when choosing a home loan provider, however finding the right loan is about much more than just the best rate.

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    When the fixed rate on your home loan ends

    When your home loan comes to the end of its fixed interest rate period, you have the option of re-fixing your home loan, or changing to a variable rate. Unless the bank is instructed otherwise, your home loan will automatically switch to a standard variable (floating) rate.

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    Selling this Spring?

    A recent study has revealed that it takes only eight minutes on average for house hunters to decide whether or not to buy a particular property. That’s swift! Even more-so if you consider that buying a home is the single biggest purchase a person will make in their lifetime. So if you’re selling...

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    Market update, OCR Cut.

    The Reserve Bank shocked lenders and borrowers alike with it's big August Cash Rate cut sending the market into a spin and lenders scurrying to outdo each other on rates in a mortgage rate battle that could leave buyers with a smile on their face.

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    Low interest rates feeding green shoots against a backdrop of uncertainty.

    July’s positive sales numbers add some energy to the property market which should be further bolstered by Reserve Banks of New Zealand's (RBNZ) big August Official Cash Rate (OCR) cut.

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    #14 Top International Franchise Business

    We did it! We're thrilled to say we have just won the #14 Top International Franchise Business award at the Loan Market awards - and we couldn’t have done it without you. Thank you for your loyalty and for giving us the opportunity to help you with your financial goals.