About Jo Kneale

Buying a house in New Zealand is a major investment. Many home buyers find it can be an even more expensive process than it needs to be because they make some common and costly mistakes. These mistakes may trap them into either paying too much for the home they want, losing their dream home to another buyer, or they could even end up buying the wrong home for their needs.

A methodical approach to the home buying process can help you steer clear of these common mistakes and will allow you to cut costs and buy a home that's best suited to you.

First home buyers

First home buyers are my favourite clients; it is rewarding to help them achieve a good result on what will be one of the most important financial decisions they can make. I make sure they understand the whole home loan process and work as their advocate throughout the process.

Home loans for the family house

Families are so important. As the mother of four children ranging in ages from 21 years down to 6 years, I am aware of the stress of fitting in time to assess things such as finances. I make it a priority to ‘fit’ in with your schedule and find a home loan that will ensure that financing your house at least is as stress-free as possible.

Single young professionals

With busy lives and burgeoning careers, single young professionals are often time-poor and don’t have a great deal of time to research nor fill in all the paperwork that goes with taking out a mortgage. Securing home finance can be a daunting experience so I will ensure the process goes smoothly and that your free time is not all used in the search for the right home loan.

Residential investment loans

I am practised at working with the client and relevant professionals to find the right loan structure to make the most of investment property purchases. Whether this is through the use of a Loss Attributing Qualifying Company (LACQ), Trust or just purchasing as an individual, I have helped many people to improve their prospects of a tax refund and achieve useful income and profits from their investments.

If you need assessment of your current investment finance or would like assistance getting it right the first time, I will work with your accountant or financial planner to make sure you achieve the best outcome for your circumstances.

My professional mortgage broking service

  • Referrals account for 95% of my business, due to the trust and rapport I have built during previous business relationships
  • I have extensive mortgage and financial experience stretching over more than 27 years
  • My commitment to working with individuals to achieve their goals is unwavering
  • I have owned property in the Auckland area since I was 18 years old and therefore am very familiar with the local housing market

Business community involvement

I have long-lasting relationships with a group of professionals including solicitors, real estate agents and valuers, who all provide an excellent level of service to my clients.

Auckland customers

I offer a fully mobile, professional mortgage broking service to customers in and around the following areas: Mt Eden, Posonby, Grey Lynn, Mt Albert, Sandringham, Avondale, Epson, Western Springs, Pt Chevalier and Westmere.

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Latest News

  1. Tile nz pulse 655x393 story 1

    Buying property off-plan. What you need to know

    In today’s red-hot property market, buying an apartment or townhouse off-plan can seem very attractive. After all, you get a brand new property at a set price. What could go wrong? The short answer is plenty. Buying off-plan could be the perfect solution. And it can just as easily be a nightmare. Here’s what you need to know about buying property off-plan.

  2. Tile nz pulse 655x393 story2

    Super-hot housing market records highs across the board

    Once again, the property market hit record highs in October thanks in part to cheap mortgage lending. According to the Real Estate Institute of New Zealand (REINZ), nationwide median house prices increased by almost 20% on October 2019, and by 5.2% on September’s performance.

  3. Tile nz insider 655x393 story1

    Ways to pay off your mortgage faster without ditching your barista coffee

    The mortgage is your biggest expense. And while we like the idea of paying the loan off faster, we're not always so keen on sacrificing our lifestyles. However, mortgage rates are at an all-time low, and many commentators are predicting they will drop even lower. There’s never been a better time to get ahead of your mortgages payments. Here are some ways to reduce your mortgage without having to give up your barista coffee altogether. Get in touch with your mortgage adviser for more personalised advice on the best options for you.