Mortgage Adviser in Kingsland, Western Springs, Mt Albert
With well over 30 years in the banking and finance sector, you can be confident that you will receive the right advice and service for your home loan. Most clients I meet really want a guiding hand and expert help with their finances. They want to know what the pitfalls are with negotiating on a property or attending an auction. They want to be advised on how to structure their loans to suit their unique situation and obtain a competitive package from a lender who appreciates their business. Once they are on the ladder they want help to pay off their loans faster and also ongoing advice to address their personal Insurance needs.
What are the benefits of using a mortgage adviser?
First Home Buyers
Buying your first home is an exciting experience, but can feel overwhelming with so many aspects of the purchase that need to be dealt with and a roller-coaster of emotions bidding on properties at auctions.
Getting pre-approved for a home loan is a good way to start the process of buying a home and will save you lots of time further down the track.
Refinancing your current home loan can be very beneficial in helping you save money if used in the right circumstances.
Consolidating your short term debts with your home loan can be a great tool to help you manage your finances better and reduce your repayments at the same time.
Clients tend to focus most of their attention on the type of house they can afford, suburbs, schools, interest rates and repayments.
What’s In Store for the NZ Economy as Coronavirus Fever Heats Up Worldwide?
The rapidly evolving COVID-19 situation is sending instant shockwaves through world economies and health systems and the fallout will have longer term impacts on the New Zealand economy and housing market. We look at the situation this far and analyse the key impacts and the response. COVID-19 has hit the global system with the sledge hammer, we analyse the fallout and New Zealand's response and how it will impact our housing market.
NZ Property Market Braced For Full Impact Of Coronavirus
The World Health Organization’s declaration of a coronavirus pandemic has seen the economic crisis associated with COVID-19 ramp up to a whole new level, with a global recession seen as a near certainty. The surprise announcement of the Reserve Bank to cut the official cash rate to 0.25% for a year, along with the government’s $12.2 billion package of support measures is designed to help bolster the economy. Representing 4% of GDP this is a substantial investment.
Housing Market starts strongly but coronavirus clouds forecasts.
The housing market has continued its strong momentum from 2019, with Auckland finally arriving at the party to join the rest of the country. However despite The Reserve Bank’s recent confidence that the economic effects of the coronavirus will be short-lived, there is a danger some NZ property markets could suffer ill health.