Mortgage Adviser in Kingsland, Western Springs, Mt Albert
With well over 30 years in the banking and finance sector, you can be confident that you will receive the right advice and service for your home loan. Most clients I meet really want a guiding hand and expert help with their finances. They want to know what the pitfalls are with negotiating on a property or attending an auction. They want to be advised on how to structure their loans to suit their unique situation and obtain a competitive package from a lender who appreciates their business. Once they are on the ladder they want help to pay off their loans faster and also ongoing advice to address their personal Insurance needs.
What are the benefits of using a mortgage adviser?
First Home Buyers
Buying your first home is an exciting experience, but can feel overwhelming with so many aspects of the purchase that need to be dealt with and a roller-coaster of emotions bidding on properties at auctions.
Getting pre-approved for a home loan is a good way to start the process of buying a home and will save you lots of time further down the track.
Refinancing your current home loan can be very beneficial in helping you save money if used in the right circumstances.
Consolidating your short term debts with your home loan can be a great tool to help you manage your finances better and reduce your repayments at the same time.
Clients tend to focus most of their attention on the type of house they can afford, suburbs, schools, interest rates and repayments.
Speed up your loan payments and save $$$
Sometimes the tectonic weight of a home loan exerts nearly enough pressure to create diamonds from worries. And debt moving south at a glacial pace, has you questioning the home buying journey.
Developing your property portfolio
There’s no place like home. More so when you own! As a member of the mortgage club, you might be wondering what your next steps should be.
The current/future state of NZ house prices
Whether it’s tea leaves in the bottom of your cup, the behaviour of the birds, or the slightly hesitant tap of a gavel; the property market is trying to tell us something. The folks at Quotable Value (QV), who trust plain old numbers, are saying Auckland’s prices are declining, while NZ’s in general, are slowing. PM Ardern’s decision to bury any plans for a capital gains tax could be a stroke of clairvoyance.