Mortgage Adviser in Dannemora, Howick, Beachlands, Maraetai, Flat Bush and surrounding suburbs
Over the years I have developed a very loyal client base due to my availability. Through constantly keeping in touch with people when their loans are due to expire, or should I hear something in the market that I feel may be of interest to a particular client (I review all my client files regularly), I will contact them and relay the information. I realise that not everyone needs a mortgage/insurance adviser phoning them every five minutes, but I do often get told I am one of very few “professionals” who regularly keeps in touch.
Home loans for every individual
Investment property loans can be structured in many different ways, but the foremost concern for most people investing in property is that it ultimately creates wealth for them down the track.
Many New Zealanders enjoy the freedom of working for themselves, but being self-employed means time is of the essence, not to mention the challenge of keeping up with the paperwork of running your own business.
Return of LVR restrictions: What it means for first home buyers and investors
The much-anticipated return of loan-to-value (LVR) restrictions kicks in from 1 March. The Reserve Bank removed the restrictions at the start of the Covid pandemic. At the time, the Bank wanted to promote cash flow and increase economic confidence. However, the economy has bounced back stronger than expected. And record house prices plus intense activity from investors have led to their reintroduction. So, what does it mean for first home buyers and investors? Here, we provide an overview of the main implications.
Changes to tenancy laws: What you need to know
The biggest reform of tenancy laws in New Zealand came into effect on 11 February. The government aims to provide a better balance between the rights of tenants and the interests of landlords. Here’s a quick guide to the main changes and what they mean in practice.
Bank of Mum & Dad: Pros and Cons of helping kids purchase their first home
A combination of low-interest rates and soaring house prices have seen many young Kiwis struggle to get on the property ladder. It’s no surprise that more and more are turning to the bank of mum and dad for help with the deposit.