Mortgage Adviser in Dannemora, Howick, Beachlands, Maraetai, Flat Bush and surrounding suburbs
Over the years I have developed a very loyal client base due to my availability. Through constantly keeping in touch with people when their loans are due to expire, or should I hear something in the market that I feel may be of interest to a particular client (I review all my client files regularly), I will contact them and relay the information. I realise that not everyone needs a mortgage/insurance adviser phoning them every five minutes, but I do often get told I am one of very few “professionals” who regularly keeps in touch.
Home loans for every individual
Investment property loans can be structured in many different ways, but the foremost concern for most people investing in property is that it ultimately creates wealth for them down the track.
Many New Zealanders enjoy the freedom of working for themselves, but being self-employed means time is of the essence, not to mention the challenge of keeping up with the paperwork of running your own business.
Buying property off-plan. What you need to know
In today’s red-hot property market, buying an apartment or townhouse off-plan can seem very attractive. After all, you get a brand new property at a set price. What could go wrong? The short answer is plenty. Buying off-plan could be the perfect solution. And it can just as easily be a nightmare. Here’s what you need to know about buying property off-plan.
Super-hot housing market records highs across the board
Once again, the property market hit record highs in October thanks in part to cheap mortgage lending. According to the Real Estate Institute of New Zealand (REINZ), nationwide median house prices increased by almost 20% on October 2019, and by 5.2% on September’s performance.
Ways to pay off your mortgage faster without ditching your barista coffee
The mortgage is your biggest expense. And while we like the idea of paying the loan off faster, we're not always so keen on sacrificing our lifestyles. However, mortgage rates are at an all-time low, and many commentators are predicting they will drop even lower. There’s never been a better time to get ahead of your mortgages payments. Here are some ways to reduce your mortgage without having to give up your barista coffee altogether. Get in touch with your mortgage adviser for more personalised advice on the best options for you.