Mortgage Adviser in Dannemora, Howick, Beachlands, Maraetai, Flat Bush and surrounding suburbs
Over the years I have developed a very loyal client base due to my availability. Through constantly keeping in touch with people when their loans are due to expire, or should I hear something in the market that I feel may be of interest to a particular client (I review all my client files regularly), I will contact them and relay the information. I realise that not everyone needs a mortgage/insurance adviser phoning them every five minutes, but I do often get told I am one of very few “professionals” who regularly keeps in touch.
Home loans for every individual
Investment property loans can be structured in many different ways, but the foremost concern for most people investing in property is that it ultimately creates wealth for them down the track.
Many New Zealanders enjoy the freedom of working for themselves, but being self-employed means time is of the essence, not to mention the challenge of keeping up with the paperwork of running your own business.
Let’s talk about LVRs. Did they actually change?
Not exactly. What has changed is the Reserve Bank of NZ’s requirements of trading banks in NZ to abide by mandated rules that had been put in place.
Money is cheap, but is it easy to get?
In what is close to the perfect storm for our business, money is the cheapest it has ever been, but it has also never been harder to access.
To break or not to break, that is the question.
With Interest rates at an all-time low, a lot of people are thinking about breaking their current fixed rate to reset at something lower. This is effectively breaking the contract you have signed with the bank, the benefit on the face of it appears obvious for the borrower – stop paying an old fixed rate above 4% and start paying a new rate of perhaps 2.79%.