Mortgage adviser for West and South Auckland
I’m here to help people achieve their dreams.
I have access to over 20 different lenders, all with different lending criteria. My job is to find the right loan to suit your financial situation.
First Home Buyers
Obtaining your first home loan can be a mine field, my role is to stand alongside you as together we navigate this process to inform you of all your options.
Are you with the right bank for your current circumstances? Have things changed since you took out your first loan? Can I find a way to reduce your debt faster? Yes, is the answer, together let’s see if we can find a way to save you years on your loan repayments.
Being self-employed brings different challenges when applying for a loan, especially if you are new in your business. I can guide you through this process, giving sound advise on how to position your situation with a variety of lenders who specialise in this area.
Wanting to invest or already an investor with a desire to grow your portfolio? Banks change their lending criteria frequently along with changing governments and policies.
Sometimes life happens, and we find ourselves in situations that make lending very difficult with main stream lenders. Everyone deserves the opportunity to turn things around and make a fresh start.
Building and Construction Loans
These can be confusing and complex, let me assist you in interpreting the fine print and jargon that is used in these applications and build your dream home or business. Are you with the right bank?
Do you have a home loan, plus hire purchases, plus car finance, plus personal loan and credit card debt to boot? By consolidating these debts into a home mortgage you can repay the debts much faster potentially saving you thousands in interest.
This is an important part of the lending process. My role as a Mortgage Adviser is to make sure that you are not exposed to any risk that may jeopardise your home or business. At Loan Market we can ensure that you have understood the risks and refer you to the best insurers to meet your needs.
Is your car too small, too big or just too old and costing too much? I can assist you with competitive car finance and at the same time make sure that the lending fits with your current ability to service. Don’t get caught out with unseen hooks!
Best rates since WWII!
Back when rubber shortages meant dairy farmers had to prove they had at least 12 cows to qualify for gumboots and rationing saw New Zealanders shrinking their meals, mortgage rates were low. Pretty much, where they are today - seventy years on.
Yes, our housing market’s slowing, but so is everyone else’s
Our housing market has become less road runner and more sloth. And we’re not the only country seeing a slowdown.
Interest rate 101
What’s a central bank? This is a country's primary monetary authority and it decides on the interest rate. Ours is called the Reserve Bank of New Zealand, known as the RBNZ.