Mortgage adviser for West and South Auckland
I’m here to help people achieve their dreams.
I have access to over 20 different lenders, all with different lending criteria. My job is to find the right loan to suit your financial situation.
First Home Buyers
Obtaining your first home loan can be a mine field, my role is to stand alongside you as together we navigate this process to inform you of all your options.
Are you with the right bank for your current circumstances? Have things changed since you took out your first loan? Can I find a way to reduce your debt faster? Yes, is the answer, together let’s see if we can find a way to save you years on your loan repayments.
Being self-employed brings different challenges when applying for a loan, especially if you are new in your business. I can guide you through this process, giving sound advise on how to position your situation with a variety of lenders who specialise in this area.
Wanting to invest or already an investor with a desire to grow your portfolio? Banks change their lending criteria frequently along with changing governments and policies.
Sometimes life happens, and we find ourselves in situations that make lending very difficult with main stream lenders. Everyone deserves the opportunity to turn things around and make a fresh start.
Building and Construction Loans
These can be confusing and complex, let me assist you in interpreting the fine print and jargon that is used in these applications and build your dream home or business. Are you with the right bank?
Do you have a home loan, plus hire purchases, plus car finance, plus personal loan and credit card debt to boot? By consolidating these debts into a home mortgage you can repay the debts much faster potentially saving you thousands in interest.
This is an important part of the lending process. My role as a Mortgage Adviser is to make sure that you are not exposed to any risk that may jeopardise your home or business. At Loan Market we can ensure that you have understood the risks and refer you to the best insurers to meet your needs.
Is your car too small, too big or just too old and costing too much? I can assist you with competitive car finance and at the same time make sure that the lending fits with your current ability to service. Don’t get caught out with unseen hooks!
Selling this Spring?
A recent study has revealed that it takes only eight minutes on average for house hunters to decide whether or not to buy a particular property. That’s swift! Even more-so if you consider that buying a home is the single biggest purchase a person will make in their lifetime. So if you’re selling your home this spring, you’ll want to leave the best impression on potential buyers to increase competition and give you a better chance of achieving top dollar for your property.
Market update, OCR Cut.
The Reserve Bank shocked lenders and borrowers alike with it's big August Cash Rate cut sending the market into a spin and lenders scurrying to outdo each other on rates in a mortgage rate battle that could leave buyers with a smile on their face.
Low interest rates feeding green shoots against a backdrop of uncertainty.
July’s positive sales numbers add some energy to the property market which should be further bolstered by Reserve Banks of New Zealand's (RBNZ) big August Official Cash Rate (OCR) cut.