Mortgage adviser for West and South Auckland
I’m here to help people achieve their dreams.
I have access to over 20 different lenders, all with different lending criteria. My job is to find the right loan to suit your financial situation.
First Home Buyers
Obtaining your first home loan can be a mine field, my role is to stand alongside you as together we navigate this process to inform you of all your options.
Are you with the right bank for your current circumstances? Have things changed since you took out your first loan? Can I find a way to reduce your debt faster? Yes, is the answer, together let’s see if we can find a way to save you years on your loan repayments.
Being self-employed brings different challenges when applying for a loan, especially if you are new in your business. I can guide you through this process, giving sound advise on how to position your situation with a variety of lenders who specialise in this area.
Wanting to invest or already an investor with a desire to grow your portfolio? Banks change their lending criteria frequently along with changing governments and policies.
Sometimes life happens, and we find ourselves in situations that make lending very difficult with main stream lenders. Everyone deserves the opportunity to turn things around and make a fresh start.
Building and Construction Loans
These can be confusing and complex, let me assist you in interpreting the fine print and jargon that is used in these applications and build your dream home or business. Are you with the right bank?
Do you have a home loan, plus hire purchases, plus car finance, plus personal loan and credit card debt to boot? By consolidating these debts into a home mortgage you can repay the debts much faster potentially saving you thousands in interest.
This is an important part of the lending process. My role as a Mortgage Adviser is to make sure that you are not exposed to any risk that may jeopardise your home or business. At Loan Market we can ensure that you have understood the risks and refer you to the best insurers to meet your needs.
Is your car too small, too big or just too old and costing too much? I can assist you with competitive car finance and at the same time make sure that the lending fits with your current ability to service. Don’t get caught out with unseen hooks!
Five reasons why you should use a Mortgage Adviser
With interest rates at an all-time low, there’s never been a better time to get a home loan. However, navigating your way around all the deals on offer is confusing. Loan Market’s nationwide team of more than 120 advisers can help make sense of it all. Securing over $300 million in home finance each month in New Zealand, our mortgage advisers know the market inside out.
The importance of pre-approvals: All you need to know
The property boom is showing no signs of letting up any time soon. It’s super competitive out there with many vendors receiving multiple offers within just a few days of going on the market. So, if you are looking to purchase your first home or make a move, pre-approvals are essential.
Low credit score: What are the options?
Getting turned down for a home loan because of a low credit score can be disheartening. However, it doesn’t mean it’s the end of the road. The good news is it’s still possible to achieve the dream of owning a home. In this article, we explore the options available.