Your Local Loan Market Mortgage Adviser servicing Ashburton and Timaru.
We are a husband and wife team. Helping our clients to achieve their home ownership or financial aspirations are key to our values. Our approach to Mortgage Advice is ‘your mortgage is our mortgage’. We work for you, and our guidance and support are tailored to your unique circumstances. Finding out what’s really important to you and your family and then reaching those objectives is our primary motivation. An attitude of ‘I really do care’ is reinforced and supported by our many positive client recommendations, and we would love the opportunity to support you through your journey towards home ownership.|
If you value advice, but are not sure where to start, why don’t we get together and have a chat?
Want to buy your own home but you have too much debt? Or need a new car or a trip overseas but just can’t see how it can be done? Let us help.
No matter what your circumstances, whether you’ve never owned a home, you own a few, or you’re an investor, I provide expert advice respecting appropriate finance options for you.
Refinancing or Refixing
If you don’t want the headaches, the emotional drain, or the time lost from of your busy life and hectic schedule to sort these unavoidable and important matters, then the idea of a professional managing the experience for you will probably appeal.
First Home Buyers
You’ve never owned a home, but you would like to. Where do you start? Have lots of questions? How much can you lend, what bank should you use and who's going to give you an approval or even the best interest rate?
Low credit score: What are the options?
Getting turned down for a home loan because of a low credit score can be disheartening. However, it doesn’t mean it’s the end of the road. The good news is it’s still possible to achieve the dream of owning a home. In this article, we explore the options available.
New housing policy targets property investors
The government's much-anticipated housing policy announcement caught many commentators by surprise. The extension of the bright-line test was widely predicted. However, removing landlords' ability to offset their interest expenses against rental income caught everyone by surprise.
Preparing to win at auction: Tips on how to get the best outcome
According to the latest statistics from REINZ, nearly a third of all homes were sold under the hammer in New Zealand during February. That’s a whopping increase of over 16% on the same time last year. With more properties than ever being sold at auction, it pays to have a strategy prepared in advance. Here are our top tips to help you get the best outcome at auction.