Your Local Loan Market Mortgage Adviser servicing Ashburton and Timaru.
We are a husband and wife team. Helping our clients to achieve their home ownership or financial aspirations are key to our values. Our approach to Mortgage Advice is ‘your mortgage is our mortgage’. We work for you, and our guidance and support are tailored to your unique circumstances. Finding out what’s really important to you and your family and then reaching those objectives is our primary motivation. An attitude of ‘I really do care’ is reinforced and supported by our many positive client recommendations, and we would love the opportunity to support you through your journey towards home ownership.
If you value advice, but are not sure where to start, why don’t we get together and have a chat?
Want to buy your own home but you have too much debt? Or need a new car or a trip overseas but just can’t see how it can be done? Let us help.
No matter what your circumstances, whether you’ve never owned a home, you own a few, or you’re an investor, I provide expert advice respecting appropriate finance options for you.
Refinancing or Refixing
If you don’t want the headaches, the emotional drain, or the time lost from of your busy life and hectic schedule to sort these unavoidable and important matters, then the idea of a professional managing the experience for you will probably appeal.
First Home Buyers
You’ve never owned a home, but you would like to. Where do you start? Have lots of questions? How much can you lend, what bank should you use and who's going to give you an approval or even the best interest rate?
IAG pulls out of Wellington home insurance
Living in Wellington means you will most likely be exposed to earthquakes, storms, flooding, landslides or even a tsunami at one stage or another. IAG, NZ’s largest general insurer (which includes brands like AMI, State, NZI, Lumley and Lantern Insurance), has said that’s why they won’t be insuring the contents of Wellington homes anymore.
Could payWave ruin your home ownership dreams?
Times have changed when it comes to applying for a loan. It’s tough to secure a mortgage and there are a lot of changes going on with the legal bodies that keep a close watch over the finance and banking industry including the revision of the Financial Advisers Act in New Zealand and the Royal Commission in Australia.
Best rates since WWII!
Back when rubber shortages meant dairy farmers had to prove they had at least 12 cows to qualify for gumboots and rationing saw New Zealanders shrinking their meals, mortgage rates were low. Pretty much, where they are today - seventy years on.