Your local Mortgage Adviser
With over 25 years of banking experience, I have a real insider’s edge, which is invaluable when presenting applications, dealing with lenders on behalf of my clients, and getting results.
I enjoy understanding my client’s financial goals and working with them to source a lending solution that meets their needs. My clients love my customer-focused approach and I take care of, and make the whole process of securing a mortgage so easy.
I am a Registered Financial Adviser.
First Home Buyers
Buying your first home can be a daunting experience and you are unsure of where to start. That’s why I hold your hand through the process from start to finish.
Refinancing
If your mortgage has a higher interest rate compared to others on the market, then it could be a smart financial move to consider refinancing. Banks also offer different products that may suit your requirements better, and enable you to repay your home loan faster.
Investors
Some of these transactions can be complicated. Part of my job is to know which bank/lender is going to be right for you and how to structure your investment loans.
Purchasing off the plan
I am the “turn-key” expert & have dealt with this process for many clients to assist them into their home.
Development Finance
There are options out there. I deal with lenders that have flexible terms & Interest rates. I can work through options with you.
Personal Loan
Whether it is to purchase a new car, consolidate existing debt. I work with some great competitive brands to get the best outcome for you.
Self Employed
New Zealanders enjoy being self-employed and there is many of us out there. I have helped many people in business successfully get onto the property ladder.
Finance after separation
I have dealt with numerous clients going through this. I will support you through this transition of getting re-established and give you peace of mind & free unbiased advice.
Testimonials
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ErinHome Loan
Because Michelle took all the worry out of looking for the right bank, she listened to what I wanted and needed. Communication was excellent all the way through (even while in lockdown), so I knew exactly what was happening. 10/10
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Darren & LouiseHome Loan
I'm not one to write many reviews but felt I should in this instance as Michelle's service was amazing. She went above and beyond for us, was lovely to deal with, had great communication skills and kept us updated through the whole process. Would highly recommend!
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MineshHome Loan
Michelle was an absolute delight to work with! She has been on the house hunting journey with my family for over eight months, guiding us along the way to securing our first home. Without her knowledge, skills, and tenacity, we wouldn't have an amazing deal with the banks with an incredible competitive interest rate and cashback. As first home buyers, it isn't easy to navigate your way through the housing market, but Michelle was simply brilliant! She helped us understand what works best in our interest and got us the best deal from a selection of banks. My family is truly indebted to her professionalism and zeal in helping us secure our dream home. If you need a mortgage broker, Michelle is your go-to person! I have no hesitation in recommending her to anyone who needs a deal on a dream home.
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AnonymousHome Loan
Michelle has been great to deal with, and we have been extremely lucky to have found her. She understands what is available in the market place and has some great contacts. She has helped us tremendously! 10/10
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AnonymousHome Loan
Michelle has exceptional attention to the client's needs and is persistent in seeking to achieve successful outcomes. I have referred Michelle on multiple occasions since my introduction.
Latest News
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Buying property off-plan. What you need to know
In today’s red-hot property market, buying an apartment or townhouse off-plan can seem very attractive. After all, you get a brand new property at a set price. What could go wrong? The short answer is plenty. Buying off-plan could be the perfect solution. And it can just as easily be a nightmare. Here’s what you need to know about buying property off-plan.
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Super-hot housing market records highs across the board
Once again, the property market hit record highs in October thanks in part to cheap mortgage lending. According to the Real Estate Institute of New Zealand (REINZ), nationwide median house prices increased by almost 20% on October 2019, and by 5.2% on September’s performance.
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Ways to pay off your mortgage faster without ditching your barista coffee
The mortgage is your biggest expense. And while we like the idea of paying the loan off faster, we're not always so keen on sacrificing our lifestyles. However, mortgage rates are at an all-time low, and many commentators are predicting they will drop even lower. There’s never been a better time to get ahead of your mortgages payments. Here are some ways to reduce your mortgage without having to give up your barista coffee altogether. Get in touch with your mortgage adviser for more personalised advice on the best options for you.