Your local Mortgage Adviser
As your Financial Adviser I am here to work with you to identify and achieve your financial goals.
Arranging finance for a property can seem complex and daunting.
My role is to make this as simple and easy to understand as possible through utilising my more than 30 years experience.
I will keep you fully informed throughout the process and consult with to get the best products and price for your needs.
I service the greater Canterbury Region from Ashburton to Rangiora and everywhere in between.
My main area of specialty is residential finance including the following.
First Home Buyers
I am here to support you through the whole process and give you information around buying a first home. I have good knowledge around the First Home Loan and accessing your KiwiSaver as well as the First Home Grant. I can also give you tips on utilising a “wish List” to ensure you get the house you want as well as setting a budget and getting your banking set up to make it easy.
Having owned investment properties myself, I can give you tips and tricks around picking tenants. I have a good understanding on the requirements of being a landlord and how to maximise your returns through structuring your lending to your best advantage.
I have extensive experience in construction lending having been though the process personally a number of times. I can make the process simple and easy to understand and guide you through the whole process from planning to completion. I also have good relationships with a number of building companies.
Subsequent purchases and refinancing
With subsequent purchases and refinancing it can always be a good time to ensure your current bank is your best fit. I am happy to understand what is important to you in a bank and offer some alternative comparative options for you to consider.
Low credit score: What are the options?
Getting turned down for a home loan because of a low credit score can be disheartening. However, it doesn’t mean it’s the end of the road. The good news is it’s still possible to achieve the dream of owning a home. In this article, we explore the options available.
New housing policy targets property investors
The government's much-anticipated housing policy announcement caught many commentators by surprise. The extension of the bright-line test was widely predicted. However, removing landlords' ability to offset their interest expenses against rental income caught everyone by surprise.
Preparing to win at auction: Tips on how to get the best outcome
According to the latest statistics from REINZ, nearly a third of all homes were sold under the hammer in New Zealand during February. That’s a whopping increase of over 16% on the same time last year. With more properties than ever being sold at auction, it pays to have a strategy prepared in advance. Here are our top tips to help you get the best outcome at auction.