Your local Mortgage Adviser
As your Financial Adviser I am here to work with you to identify and achieve your financial goals.
Arranging finance for a property can seem complex and daunting.
My role is to make this as simple and easy to understand as possible through utilising my more than 30 years experience.
I will keep you fully informed throughout the process and consult with to get the best products and price for your needs.
I service the greater Canterbury Region from Ashburton to Rangiora and everywhere in between.
My main area of specialty is residential finance including the following.
First Home Buyers
I am here to support you through the whole process and give you information around buying a first home. I have good knowledge around the First Home Loan and accessing your KiwiSaver as well as the First Home Grant. I can also give you tips on utilising a “wish List” to ensure you get the house you want as well as setting a budget and getting your banking set up to make it easy.
Having owned investment properties myself, I can give you tips and tricks around picking tenants. I have a good understanding on the requirements of being a landlord and how to maximise your returns through structuring your lending to your best advantage.
I have extensive experience in construction lending having been though the process personally a number of times. I can make the process simple and easy to understand and guide you through the whole process from planning to completion. I also have good relationships with a number of building companies.
Subsequent purchases and refinancing
With subsequent purchases and refinancing it can always be a good time to ensure your current bank is your best fit. I am happy to understand what is important to you in a bank and offer some alternative comparative options for you to consider.
Buying property off-plan. What you need to know
In today’s red-hot property market, buying an apartment or townhouse off-plan can seem very attractive. After all, you get a brand new property at a set price. What could go wrong? The short answer is plenty. Buying off-plan could be the perfect solution. And it can just as easily be a nightmare. Here’s what you need to know about buying property off-plan.
Super-hot housing market records highs across the board
Once again, the property market hit record highs in October thanks in part to cheap mortgage lending. According to the Real Estate Institute of New Zealand (REINZ), nationwide median house prices increased by almost 20% on October 2019, and by 5.2% on September’s performance.
Ways to pay off your mortgage faster without ditching your barista coffee
The mortgage is your biggest expense. And while we like the idea of paying the loan off faster, we're not always so keen on sacrificing our lifestyles. However, mortgage rates are at an all-time low, and many commentators are predicting they will drop even lower. There’s never been a better time to get ahead of your mortgages payments. Here are some ways to reduce your mortgage without having to give up your barista coffee altogether. Get in touch with your mortgage adviser for more personalised advice on the best options for you.