About Mike Kingston
I have worked as a Mortgage and Insurance Adviser since 2003, and have helped more than 1500 New Zealanders into their homes. Over this period, I have arranged home loans for first home buyers, property investors, families upgrading their homes, and couples down grading their homes.
From build projects to complex commercial property transactions, I have the range of experience and expertise to streamline and take the hassle out of the process for you.
I am a passionate foodie, and in my spare time you will find me pouring through cookbooks trying out new recipes and entertaining with friends and family.
I also am a rugby nut and still pull on the boots on a Saturday afternoon and will have a run with the boys. While the body might have slowed down a lot I still love the game.
Buying property off-plan. What you need to know
In today’s red-hot property market, buying an apartment or townhouse off-plan can seem very attractive. After all, you get a brand new property at a set price. What could go wrong? The short answer is plenty. Buying off-plan could be the perfect solution. And it can just as easily be a nightmare. Here’s what you need to know about buying property off-plan.
Super-hot housing market records highs across the board
Once again, the property market hit record highs in October thanks in part to cheap mortgage lending. According to the Real Estate Institute of New Zealand (REINZ), nationwide median house prices increased by almost 20% on October 2019, and by 5.2% on September’s performance.
Ways to pay off your mortgage faster without ditching your barista coffee
The mortgage is your biggest expense. And while we like the idea of paying the loan off faster, we're not always so keen on sacrificing our lifestyles. However, mortgage rates are at an all-time low, and many commentators are predicting they will drop even lower. There’s never been a better time to get ahead of your mortgages payments. Here are some ways to reduce your mortgage without having to give up your barista coffee altogether. Get in touch with your mortgage adviser for more personalised advice on the best options for you.