Your local Loan Market mortgage adviser serving Kingsland, Sandringham, Mt Albert, St Lukes and the wider West Auckland
I'm a young Kiwi bloke that can't wait to have a chat and help you out. I come from a successful small business background and have a passion for property investment. I find it extremely helpful to come from a “real world” environment and can help you understand the true ins and outs of getting on the property ladder and growing a successful property portfolio. I work for you, support you and will continue to provide the ongoing service needed to achieve your dreams and goals.
First Home Buyers
Despite the Reserve Bank’s LVR, you don’t always need 20% deposit. Most lenders want you to have at least 10% of the total house prince before they’ll consider giving you a loan. There are a few ways to get a deposit together that you may not have thought about which include the KiwiSaver, HomeStart Grant, Welcome Home Loan as well as using a guarantor.
Loan pricing isn’t the be all and end all when it comes to investing. Structuring your loans correctly can play a huge role in making sure you maximize your cash-flow and can reduce the debt in the shortest time possible. Make use of the tools we have available to be on the right side of the ledger.
Land and Construction
With the shortage of housing we are currently experiencing the Land and Construction route has become more and more popular and can be quite a different process to purchasing a regular home.
Five reasons why you should use a Mortgage Adviser
With interest rates at an all-time low, there’s never been a better time to get a home loan. However, navigating your way around all the deals on offer is confusing. Loan Market’s nationwide team of more than 120 advisers can help make sense of it all. Securing over $300 million in home finance each month in New Zealand, our mortgage advisers know the market inside out.
The importance of pre-approvals: All you need to know
The property boom is showing no signs of letting up any time soon. It’s super competitive out there with many vendors receiving multiple offers within just a few days of going on the market. So, if you are looking to purchase your first home or make a move, pre-approvals are essential.
Low credit score: What are the options?
Getting turned down for a home loan because of a low credit score can be disheartening. However, it doesn’t mean it’s the end of the road. The good news is it’s still possible to achieve the dream of owning a home. In this article, we explore the options available.