Mortgage Adviser Auckland wide.
With hundreds of products to choose from, a qualified mortgage adviser can help you make the right choice. Along with our recent award of achieving Top 10 in New Zealand across all mortgage businesses for the third year running, together the team at Loan Market Howick have more than 50 years of banking and lending experience. Whether you are buying your first property or building up your property portfolio Loan Market Howick can answer your questions and help you find the right finance deal for you.
First Home Buyers
Are you finding the whole purchasing process a bit daunting? Are you looking for clear, professional advice, which is in your best interest? I would love to be able to assist you in purchasing your first home. I love helping people and assisting them into their first homes.
Are you disgruntled with your bank? Is your bank no longer competitive? Our team at Highland Park can make the process of refinancing your home loan very smooth and seamless.
Would you prefer to utilise other people’s money to grow your own portfolio? Would you like to know how to best structure your mortgages to protect your portfolio?
Are you having difficulty obtaining mortgage loans as a self-employed person? Does it feel like the person you are dealing with does not understand your personal situation?
Read some testimonials from my valued customers.
Let’s talk about LVRs. Did they actually change?
Not exactly. What has changed is the Reserve Bank of NZ’s requirements of trading banks in NZ to abide by mandated rules that had been put in place.
Money is cheap, but is it easy to get?
In what is close to the perfect storm for our business, money is the cheapest it has ever been, but it has also never been harder to access.
To break or not to break, that is the question.
With Interest rates at an all-time low, a lot of people are thinking about breaking their current fixed rate to reset at something lower. This is effectively breaking the contract you have signed with the bank, the benefit on the face of it appears obvious for the borrower – stop paying an old fixed rate above 4% and start paying a new rate of perhaps 2.79%.