Mortgage Adviser Auckland wide.
With hundreds of products to choose from, a qualified mortgage adviser can help you make the right choice. I will go the extra mile for you. With more than 10 years of experience in property investment, I have been using mortgage brokers to source the best possible finance for both my investment properties and personal properties alike. I have sat on the other side of the fence, from being a first time buyer with a 101 questions to a professional investor who needs finance approval yesterday.
First Home Buyers
Are you finding the whole purchasing process a bit daunting? Are you looking for clear, professional advice, which is in your best interest? I would love to be able to assist you in purchasing your first home. I love helping people and assisting them into their first homes.
Are you disgruntled with your bank? Is your bank no longer competitive? Our team at Highland Park can make the process of refinancing your home loan very smooth and seamless.
Would you prefer to utilise other people’s money to grow your own portfolio? Would you like to know how to best structure your mortgages to protect your portfolio?
Are you having difficulty obtaining mortgage loans as a self-employed person? Does it feel like the person you are dealing with does not understand your personal situation?
Read some testimonials from my valued customers.
Restrictions on foreign investment in housing – how will it affect you?
On 22 October 2018, proposed changes to the Overseas Investment Act 2005 (OIA) have come into force. These are to restrict foreign purchases of residential land and have been the focus of many discussions around how these changes may affect housing prices.
The interest-only time bomb
Many people are unaware that their interest-only loan, negotiated when they bought their investment property, does not automatically renew. I.e. If your interest-only period expires, normally after 5 years, it automatically reverts to principal and interest unless you apply for an extension.
Yes, our housing market’s slowing, but so is everyone else’s
Our housing market has become less road runner and more sloth. And we’re not the only country seeing a slowdown.