Mortgage Adviser Auckland wide.
With hundreds of products to choose from, a qualified mortgage adviser can help you make the right choice. I will go the extra mile for you. With more than 10 years of experience in property investment, I have been using mortgage brokers to source the best possible finance for both my investment properties and personal properties alike. I have sat on the other side of the fence, from being a first time buyer with a 101 questions to a professional investor who needs finance approval yesterday.
First Home Buyers
Are you finding the whole purchasing process a bit daunting? Are you looking for clear, professional advice, which is in your best interest? I would love to be able to assist you in purchasing your first home. I love helping people and assisting them into their first homes.
Are you disgruntled with your bank? Is your bank no longer competitive? Our team at Highland Park can make the process of refinancing your home loan very smooth and seamless.
Would you prefer to utilise other people’s money to grow your own portfolio? Would you like to know how to best structure your mortgages to protect your portfolio?
Are you having difficulty obtaining mortgage loans as a self-employed person? Does it feel like the person you are dealing with does not understand your personal situation?
Read some testimonials from my valued customers.
An early Christmas Gift from the Reserve Bank
The reserve bank has recently announced some great news, which will surely help to lift the market a little bit. For first-home buyers there are now more funds available if you have less than 20% deposit, which would really help for those people who don’t have 20% deposit. Give me a call if you have a friend or family member who needs some help.
Best rates since WWII!
Back when rubber shortages meant dairy farmers had to prove they had at least 12 cows to qualify for gumboots and rationing saw New Zealanders shrinking their meals, mortgage rates were low. Pretty much, where they are today - seventy years on.
The interest-only time bomb
Many people are unaware that their interest-only loan, negotiated when they bought their investment property, does not automatically renew. I.e. If your interest-only period expires, normally after 5 years, it automatically reverts to principal and interest unless you apply for an extension.