Mortgage adviser servicing Kapiti Coast, Horowhenua, Porirua, Hutt Valley, Wellington and surrounding areas.


  • Ross & Raewyn
    Home Loan
    "Our financial situation was not so straight forward and it was proving rather difficult for us to arrange finance to enable us to buy our home. We then asked Russell Spencer to look at our situation. He used his extensive knowledge in the industry and, in a most professional manner, he asked the right questions enabling him to get a real understanding of our financial situation. We felt totally supported and Russell kept us well informed throughout the process. We moved into our own home three weeks ago with a mortgage which we can manage and we couldn't be happier."
  • Shane & Charlotte
    Construction Loan
    "Once again, thanks for all the hard work you have put in Russell. You are a true professional and we could not have done any of this without you. We had no idea arranging construction finance, so that it meets both the bank and the building company requirements, would be so complicated. But your experience, patience and persistence got us through Russell. As you know, construction of our property is about to start and we look forward to watching it progress to completion over the coming months."
  • Don and Sue
    Home Loan - Recently moved to New Zealand
    We were excited to get the news that our home loan was approved on the most favourable terms. We need to emphasise that this outcome was mainly due the efforts by Russell Spencer, our Mortgage Adviser from Loan Market. In this regard, we would recommend his services for anyone seeking to finance their homes. Initially two major banks approved our finance but Russell was not entirely satisfied with what the banks were offering. He negotiated with the banks and was able to persuade them to come back with significantly better terms. Russell Spencer is very professional, easy to understand, and goes the extra mile to achieve the best possible outcome.
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Latest News

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    New offer for your clients. Overseas money transfer service.

    Let's face it, transferring money in another currency is a pain and something that most of us have no idea about. That is why Loan Market has partnered with not just any old international transfer service, but one that is used by more than 300+ million people a year.

  2. Tile istock 542587092

    Affordable housing?

    Companies like Solution Street are popping up all around and are constructing prefabricated homes. The 70m2 two-bedroom apartments are being sold from $519K in a market where the average house price is $860,000.

  3. Tile 030418 inz s1 tile

    Q and A: Your big questions answered.

    There’s a lot to know about loans, especially if you’re taking one out for the first time. So let’s knock over some of the common ones, and hope they’re some of yours.