Your local Mortgage Adviser
I have been in the industry for more than 6 years and service clients throughout Auckland, Hamilton, North Waikato and surrounding suburbs. My focus is always on making sure I deliver a service tailored to you. I will keep in close contact throughout the application process and I’m always available to talk through any concerns and questions you might have.
With a solid background in banking, I have the knowledge and experience to achieve the best possible outcome for your financial needs. Whether you are buying your first home or tenth investment property- I simplify the technical side of the loan process and act as your representative when talking to the banks on your behalf.
HOW I HELP YOU
- New Zealand’s widest range of banks and lenders you know and trust.
- Negotiate competitive deals
- Save you time and money by finding the right loan for you
- Provide a service that is at no cost to you, as I’m paid by the lender you choose
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First Home Buyers
Buying your first home is one of the biggest purchases you’ll ever make. There is a lot of information out there and it can be confusing. I know all the ins and outs of how you can use your KiwiSaver and the government Homestart grant to buy your new home.
Refinancing your current home or investment property can be a good idea, if you are looking to get a better rate, consolidate debt, renovate or free up equity. If you're thinking of refinancing, it's important to weigh up the cost of refinancing against the long-term benefits.
Often, self-employed borrowers find meeting the lending criteria for standard home loans difficult. Business cash-flows create income that fluctuates more significantly than other borrowers. Business owners looking for home and business loans do have competitive loan options available to them.
You might want to go on a holiday, buy new furniture, pay for a course or medical expenses, or even plan your wedding. A personal loan is a good way to get the extra funds you need.
Return of LVR restrictions: What it means for first home buyers and investors
The much-anticipated return of loan-to-value (LVR) restrictions kicks in from 1 March. The Reserve Bank removed the restrictions at the start of the Covid pandemic. At the time, the Bank wanted to promote cash flow and increase economic confidence. However, the economy has bounced back stronger than expected. And record house prices plus intense activity from investors have led to their reintroduction. So, what does it mean for first home buyers and investors? Here, we provide an overview of the main implications.
Changes to tenancy laws: What you need to know
The biggest reform of tenancy laws in New Zealand came into effect on 11 February. The government aims to provide a better balance between the rights of tenants and the interests of landlords. Here’s a quick guide to the main changes and what they mean in practice.
Bank of Mum & Dad: Pros and Cons of helping kids purchase their first home
A combination of low-interest rates and soaring house prices have seen many young Kiwis struggle to get on the property ladder. It’s no surprise that more and more are turning to the bank of mum and dad for help with the deposit.