Loan Market Mortgage Adviser servicing Mission Bay, St Heliers, Kohimarama, Mt Eden, Grey Lynn and surrounding suburbs
I am a Registered Financial Adviser with over 15 years experience in the Financial Industry and I work with you to match the right bank and the right loan to your goals and financial position. I understand all banks are not the same and a good knowledge of their products and policies allows me to tailor your unique situation to fit in with the right lender to get you the best results.
A good relationship with lenders also helps me negotiate a better deal for you. This can be a high approval amount, discounted rate, fee waiver or quicker decision. In some instances, it can be all of the above!
I have access to more than 25 lenders including all the major banks and near bank lenders. I also liaise with key parties including solicitors, valuers, insurers, realtors and you to ensure a smooth settlement. Finally If I can’t find you a solution straight away, I will help you put together a plan in place so you meet requirements from Lenders over the coming months.
First Home Buyers
I can assist with low deposit, new arrivals in New Zealand and advise you on using Kiwisaver and HomeStart grants.
Investors & Property Developers
I can help you grow your investment portfolio and source short term funding to complete your next project.
I can help source other options if you have been declined by your existing Lender and/or are unhappy with your bank.
With/without financials, we can explore options for you.
IAG pulls out of Wellington home insurance
Living in Wellington means you will most likely be exposed to earthquakes, storms, flooding, landslides or even a tsunami at one stage or another. IAG, NZ’s largest general insurer (which includes brands like AMI, State, NZI, Lumley and Lantern Insurance), has said that’s why they won’t be insuring the contents of Wellington homes anymore.
Could payWave ruin your home ownership dreams?
Times have changed when it comes to applying for a loan. It’s tough to secure a mortgage and there are a lot of changes going on with the legal bodies that keep a close watch over the finance and banking industry including the revision of the Financial Advisers Act in New Zealand and the Royal Commission in Australia.
Best rates since WWII!
Back when rubber shortages meant dairy farmers had to prove they had at least 12 cows to qualify for gumboots and rationing saw New Zealanders shrinking their meals, mortgage rates were low. Pretty much, where they are today - seventy years on.