Your local Mortgage Adviser Tenzin Choedon
After 17 years in the financial services industry, with the last two working locally in the bays, I can help you understand all those tricky questions. Applying for a mortgage can oftentimes be confusing and I am here to guide you through the process whether you are purchasing your first home or investment property.
I am very much local, and committed to providing quality advice and service every time. Our team has over 20 years combined experience in the financial services industry and we pride ourselves on our ability to listen and closely understand our clients and take the time to answer every question. We ensure You are kept informed from the first appointment through to settlement and keep in touch post settlement. ESSENTIALLY WE WORK FOR YOU AND NOT THE BANKS!
All banks are not the same so a good knowledge of their products and policies can mean the difference between a seamless application process and one that gets knocked back. We work with both Banks and Non-Bank Lenders to ensure we find the best product and structure to suit your unique situation and obtain a competitive package from a lender who appreciates your business. We also have a strong relationship with Lenders which helps us negotiate a better deal for you. This can be a higher approval limit, discounted rate, fee waiver or a quicker decision. In some instances it can be all of the above.
We can assist with First Home purchases, Construction Lending, Refinancing, Debt Consolidation, Purchasing Investment Properties, Top up on Existing Mortgages and Fixed Rate Renewals.
First Home Buyers
I can assist with low deposit, new arrivals in New Zealand and advise you on using Kiwisaver and HomeStart grants.
Investors & Property Developers
I can help you grow your investment portfolio and source short term funding to complete your next project.
I can help source other options if you have been declined by your existing Lender and/or are unhappy with your bank.
With/without financials, we can explore options for you.
Covid crisis sees rise in non-bank lenders
Since the start of the Covid crisis, there’s been a sharp rise in demand for home loans from non-bank lenders.
The Pulse Market Update
The New Zealand property market continues to boom. The latest property market data shows steady increases in sales volumes and prices nationwide. And that’s despite the lockdown restrictions in Auckland and the rest of the country.
Property Market continues to thrive but impact of lockdown 2 still to hit
The latest property market data shows sales volumes and prices are up nationwide with some regions experiencing record-breaking increases.