Loan Market Mortgage Adviser servicing Mission Bay, St Heliers, Kohimarama, Mt Eden, Grey Lynn and surrounding suburbs
I am a Registered Financial Adviser with over 15 years experience in the Financial Industry and I work with you to match the right bank and the right loan to your goals and financial position. I understand all banks are not the same and a good knowledge of their products and policies allows me to tailor your unique situation to fit in with the right lender to get you the best results.
A good relationship with lenders also helps me negotiate a better deal for you. This can be a high approval amount, discounted rate, fee waiver or quicker decision. In some instances, it can be all of the above!
I have access to more than 25 lenders including all the major banks and near bank lenders. I also liaise with key parties including solicitors, valuers, insurers, realtors and you to ensure a smooth settlement. Finally If I can’t find you a solution straight away, I will help you put together a plan in place so you meet requirements from Lenders over the coming months.
First Home Buyers
I can assist with low deposit, new arrivals in New Zealand and advise you on using Kiwisaver and HomeStart grants.
Investors & Property Developers
I can help you grow your investment portfolio and source short term funding to complete your next project.
I can help source other options if you have been declined by your existing Lender and/or are unhappy with your bank.
With/without financials, we can explore options for you.
Speed up your loan payments and save $$$
Sometimes the tectonic weight of a home loan exerts nearly enough pressure to create diamonds from worries. And debt moving south at a glacial pace, has you questioning the home buying journey.
Developing your property portfolio
There’s no place like home. More so when you own! As a member of the mortgage club, you might be wondering what your next steps should be.
The current/future state of NZ house prices
Whether it’s tea leaves in the bottom of your cup, the behaviour of the birds, or the slightly hesitant tap of a gavel; the property market is trying to tell us something. The folks at Quotable Value (QV), who trust plain old numbers, are saying Auckland’s prices are declining, while NZ’s in general, are slowing. PM Ardern’s decision to bury any plans for a capital gains tax could be a stroke of clairvoyance.