Your Local Mortgage Adviser servicing Lower Hutt

I’m here to help you achieve your financial goals and make your purchase or refinance as stress free as possible with the right outcome for your situation.





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    Let’s talk about LVRs. Did they actually change?

    Not exactly. What has changed is the Reserve Bank of NZ’s requirements of trading banks in NZ to abide by mandated rules that had been put in place.

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    Money is cheap, but is it easy to get?

    In what is close to the perfect storm for our business, money is the cheapest it has ever been, but it has also never been harder to access.

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    To break or not to break, that is the question.

    With Interest rates at an all-time low, a lot of people are thinking about breaking their current fixed rate to reset at something lower. This is effectively breaking the contract you have signed with the bank, the benefit on the face of it appears obvious for the borrower – stop paying an old fixed rate above 4% and start paying a new rate of perhaps 2.79%.