Loan Market Mortgage Adviser servicing Dannemora, Epsom, Highland Park and surrounding suburbs
Since becoming a mortgage adviser in 2013, I have established strong relationships with all lender and recognised as an Emerging Elite Member of Loan Market. I have an extensive amount of knowledge and experience with the finance markets thus gaining a wide vision of my clients’ potential.
The loan process is often difficult to understand, especially for first-home buyers, therefore simplifying the complicated financial processes is my key objective as I value simplicity and convenience for my clients.
I treat my customers with a constant enthusiastic attitude and great attention to detail. I am fluent in both English and Mandarin, and I have gained an excellent understanding of the relations in the Chinese community and my clients’ needs.
Return of LVR restrictions: What it means for first home buyers and investors
The much-anticipated return of loan-to-value (LVR) restrictions kicks in from 1 March. The Reserve Bank removed the restrictions at the start of the Covid pandemic. At the time, the Bank wanted to promote cash flow and increase economic confidence. However, the economy has bounced back stronger than expected. And record house prices plus intense activity from investors have led to their reintroduction. So, what does it mean for first home buyers and investors? Here, we provide an overview of the main implications.
Changes to tenancy laws: What you need to know
The biggest reform of tenancy laws in New Zealand came into effect on 11 February. The government aims to provide a better balance between the rights of tenants and the interests of landlords. Here’s a quick guide to the main changes and what they mean in practice.
Bank of Mum & Dad: Pros and Cons of helping kids purchase their first home
A combination of low-interest rates and soaring house prices have seen many young Kiwis struggle to get on the property ladder. It’s no surprise that more and more are turning to the bank of mum and dad for help with the deposit.