Your local mortgage adviser
Imagine being able to buy that house you really want...
Imagine being able to pay off your mortgage and retire without debt...
As your mortgage adviser, I can help you achieve this.
Engaging me as your mortgage adviser is not just about getting a home loan. It's also about repaying your home loan.
I will help you through the process of buying a property and getting a mortgage, keep in regular contact with you, inform you of changes in the mortgage market and ensure your mortgage is always structured to suit your situation.
Getting pre-approved for a home loan is a good way to start the process of buying a home and will save you lots of time further down the track.
Refinancing your current home loan can be very beneficial in helping you save money if used in the right circumstances.
First Home Buyers
Being part of the excitement of when first home buyers become home-owners is one of the most rewarding parts of my job as a mortgage adviser.
Let’s talk about LVRs. Did they actually change?
Not exactly. What has changed is the Reserve Bank of NZ’s requirements of trading banks in NZ to abide by mandated rules that had been put in place.
Money is cheap, but is it easy to get?
In what is close to the perfect storm for our business, money is the cheapest it has ever been, but it has also never been harder to access.
To break or not to break, that is the question.
With Interest rates at an all-time low, a lot of people are thinking about breaking their current fixed rate to reset at something lower. This is effectively breaking the contract you have signed with the bank, the benefit on the face of it appears obvious for the borrower – stop paying an old fixed rate above 4% and start paying a new rate of perhaps 2.79%.