The amount you can borrow will depend on a number of factors including the size of your deposit, your income, expenses and credit score. Understanding what lenders may be willing to lend you can help you to refinery your search and bid with confidence.
This calculator can provide you with an indication of the amount you may be able to borrow based on your current circumstances. Keep in mind that different lenders will have different ways of determining how much it will lend you, which can be tens of thousands of dollars apart.
Your Loan Market broker will work with you to understand your situation and goals and recommend the lenders that are right for you. They can also help you to get pre-approval from your chosen lender to give you confidence and a competitive edge when making an offer.
There are several factors that determine what your repayments will be and our loan repayment calculator can help you estimate your repayments.
Different loans have different fees, features and repayment options. Use our loan calculator to see how the numbers stack up between two loans.
Your borrowing power is a critical number to know because it helps you understand how much you can spend on a property.
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Company Number: 4313118 | NZ Financial Services Group Limited (FSP286965)
The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.
*Your adviser may charge a fee to cover additional time required by their team. Any fees will be discussed with you in advance so you can make an informed decision before proceeding with your application.