Dan Crawford
Securing the right funding is the most effective way to protect your business’s long-term strategy.
With a Loan Market adviser on your side, you can:
We have relationships with a vast range of lending specialists and major banks to help you navigate your options. Your Loan Market adviser can assist you with a variety of needs, including:
Unlike residential lending, commercial borrowing capacity is determined on a case-by-case basis. Lenders look at the specific industry you operate in, the type of security you have, and your historical cash flow.
Your Loan Market adviser can help determine your true capacity by presenting a sound financial plan to the lenders on our panel that are most likely to support your sector.
Yes. There are small business loans available for everyone, from early-stage startups to established market leaders. Whether you need $10,000 for initial costs or millions for a major expansion, the type of loan is usually driven by your purpose rather than just the size of the business.
Your Loan Market adviser can guide you to the right facility, whether that is a term loan for growth or a line of credit for day-to-day operations.
If you need to invest in assets like machinery, specialised tools, or business vehicles, there are specific products like hire purchase, chattel mortgages, and leasing finance. These allow you to get the equipment you need immediately without a major hit to your cash flow.
Your Loan Market adviser can help you compare these options to find a tax-effective way to fund your business assets.
Debtor finance allows you to unlock the value of your outstanding invoices rather than waiting 30, 60, or 90 days for payment. This provides an immediate injection of cash to help with operational costs or new investments.
Your Loan Market adviser can help you determine if debtor finance or a revolving commercial bill is the better fit for managing your working capital.
Finance for property development generally operates as an interest-only, draw-down facility. This allows you to access funds as needed throughout the construction phase. Often, interest is capitalised during the development period and repaid once the project is sold or refinanced.
Your Loan Market adviser can help you structure these facilities to ensure your project remains liquid from start to finish.
Let us know what your goals are and we will connect you with a Loan Market adviser directly.
This calculator can show you how long it will take to pay off your balance.
Find out how much a balloon payment could impact your repayments and total interest paid on your loan.
Calculate how much you car loan repayments could be and the total amount you could pay in interest.
