Mortgage Advisers in Wellington, Hutt Valley, Porirua, Kapiti and surrounding areas
We specialise in making the process easy for you no matter what your needs are at different stages of your life. We can help you if you're looking to do the following
- Buying a new home
- Buying your first home buyer
- Start a residential investment property portfolio or add to it
- Wanting to consolidate debt or buy a vehicle
- Looking for a better deal from your bank
- Buying a Business or a Commercial building
- Insurance – Protecting what you already have
- Planning for retirement using Kiwisaver
- Wanting to transfer your Pension from the UK
At Loan Market Capital and Coast we can help you to achieve your financial and personal goals by providing sound advice and financing solutions.
We put you first in all our recommendations and advice to you, if it’s not in your best interest it’s not in ours. All advisers are Registered Financial Advisers so can provide advice to you in relation to your finances.
The best thing is it's free in most instances
Return of LVR restrictions: What it means for first home buyers and investors
The much-anticipated return of loan-to-value (LVR) restrictions kicks in from 1 March. The Reserve Bank removed the restrictions at the start of the Covid pandemic. At the time, the Bank wanted to promote cash flow and increase economic confidence. However, the economy has bounced back stronger than expected. And record house prices plus intense activity from investors have led to their reintroduction. So, what does it mean for first home buyers and investors? Here, we provide an overview of the main implications.
Changes to tenancy laws: What you need to know
The biggest reform of tenancy laws in New Zealand came into effect on 11 February. The government aims to provide a better balance between the rights of tenants and the interests of landlords. Here’s a quick guide to the main changes and what they mean in practice.
Bank of Mum & Dad: Pros and Cons of helping kids purchase their first home
A combination of low-interest rates and soaring house prices have seen many young Kiwis struggle to get on the property ladder. It’s no surprise that more and more are turning to the bank of mum and dad for help with the deposit.