Mortgage Advisers in Wellington, Hutt Valley, Porirua, Kapiti and surrounding areas
We specialise in making the process easy for you no matter what your needs are at different stages of your life, best of all in most instances our services are free. We can help you if you're looking to do the following
- Changing homes
- Looking for a better deal from your bank
- Buying your first home buyers or are a previous home owner getting back in
- Wanting to consolidate debt or buy a vehicle
- Start a residential investment property portfolio
- Buying a Business
- Buying a Commercial building
- Developing residential or commercial property
- Insurance – fire and general, personal risk or business
- Planning for retirement using Kiwisaver
- Wanting to transfer your Pension from the UK
At Loan Market Capital & Coast we can help you to achieve your financial and personal goals by providing sound advice and financing solutions.
We put you first in all our recommendations and advice to you, if it’s not in your best interest it’s not in ours. All advisers are Registered Financial Advisers so can provide personalised financial advice to you in relation to your own goals. The best thing is it's free.
To break or not to break, that is the question.
With Interest rates at an all-time low, a lot of people are thinking about breaking their current fixed rate to reset at something lower. This is effectively breaking the contract you have signed with the bank, the benefit on the face of it appears obvious for the borrower – stop paying an old fixed rate above 4% and start paying a new rate of perhaps 2.79%.
If I had a dollar for every time I was asked what interest rates would do.
I have never been the fortunate owner of a crystal ball, yet I am constantly asked “what are interest rates going to do over the next couple of years." The reality is I don’t know and nobody genuinely does. People far more learned than I in the area of economics provide any prediction with a caveat.
What’s In Store for the NZ Economy as Coronavirus Fever Heats Up Worldwide?
The rapidly evolving COVID-19 situation is sending instant shockwaves through world economies and health systems and the fallout will have longer term impacts on the New Zealand economy and housing market. We look at the situation this far and analyse the key impacts and the response. COVID-19 has hit the global system with the sledge hammer, we analyse the fallout and New Zealand's response and how it will impact our housing market.