Whether you’re wanting to upsize or downsize, there are important decisions to make before you consider a move. If you’re on the hunt for your next property, get clear on what you’re looking for and how much money you’ll need. If you find the perfect place before your current home has sold, there...
With interest rates remaining low, in the light of yet another announcement of ‘hold’ from the Reserve Bank, now remains a great time to take advantage of low interest rates. Low interest rates typically signal an opportune time to buy property, but you can capitalise on them even if you’re not i...
It was no surprise this month as the Official Cash Rate remained on hold at 1.75 percent, given that Reserve Bank Governor Graeme Wheeler has previously mentioned that it was likely to remain accommodative. In his recent statement, Wheeler noted there’s been an increase in widespread global ec...
According to interest.co.nz's latest Home Loan Affordability Report, it seems that for potential first home buyers saving for a 20% deposit, home ownership just got a little further out of reach. Depending on where you live in New Zealand, the study found it can take anywhere between two years an...
If you’re thinking about applying for a home loan, it’s important to gain an understanding of what the banks and lenders look for in the approval process. The lender will assess your financial position and ability to service the loan, and based on the level of risk that you impose to them, wil...
Although the market is typically a little slower during the cooler months, there are advantages to selling during Winter. Serious buyers will be on the lookout for property regardless of the time of year, and you may find there are fewer homes for sale, therefore less competition. Here’s a few th...
After the Reserve Bank meeting, earlier this month, governor Graeme Wheeler has left the official cash rate (OCR) unchanged at a steady 1.75%. He also kept the rate track unchanged, stating his view that the reasons for the recent headline inflation spike are likely to be temporary.
The commitment of mortgage repayments, is likely the largest expense your clients have each month. This is why taking a break from paying their home loan could be the solution to temporarily alleviate financial burden.
From small DIY fix-ups through to major re-construction projects, renovations can be a great way to add value to your home. There are a number of finance options available to renovators, so it’s important to understand which type is best suited to your circumstances.
Adding a self contained unit, or ‘granny flat’ to your home can be a cost effective way to provide a home for elderly relatives or older children struggling with rising rent. It can also be a great way for homeowners and investors to generate extra cash flow through rental income and increase the...
Despite a slow start to the year, REINZ’s House Price Index report shows New Zealand’s property market to be picking up speed, with property prices set to continue their uphill ascent.
Having dropped to an historic low of 1.75 per cent in November 2016, the Official Cash Rate continues to remain unchanged. With inflation still low, Reserve Bank governor Graeme Wheeler has stated he is in no rush to move this, although heightened geopolitical risks could lead to a change sooner ...
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