Bank or mortgage adviser? Who should help you with your loan?
Getting a competitive, hassle-free loan on your own isn’t easy, so do you go with your bank or a mortgage adviser?
NEWS & INSIGHTS
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Brush that mortgage out of your hair
Paying off your mortgage becomes second nature, like walking your dog or cleaning your teeth. But should you look at how you can pay it off sooner?
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The national real estate picture
According to Quotable Value Limited (QV) NZ’s property market will plateau for the rest of this year and into the next. In fact, Dunedin was the only main centre with any material growth in May, up 1.1 per cent, a whopping four times more than any other main centre.
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RBNZ: move along, nothing to see here!
Well folks, that’s 20 straight months at 1.75 percent and the RBNZ’s longest run of inertia on rates for many, many years. But the two words from Governor Orr that stuck out were, “for now".
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Loan Market opens first Hub in Ascot Park
Loan Market has opened its first collaborative working and client Hub in Ascot Park, Auckland. The Hub will give both advisers and clients a space to meet, learn and work.
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生活百变多端。确保您受到保护。
作为顾问，我的工作是确保您有合适的贷款来实现目标。这也是我的工作，确保你在“多变的生活“中保护自己免受好事，坏事和丑恶事件的影响。
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负面和正面的负债解释。这一切意味着什么？
负面和正面的负债解释。所有这一切意味着什么。它们如何区别，哪些适合您的投资物业？让我们来看看。
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Life happens. Make sure you are protected.
As an adviser, my job is to make sure you have the right loan to reach your goals. It's also my job to make sure you're protected from the good, the bad and the ugly when 'life happens'.
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Negative and positive gearing explained. What does all of this mean?
Negative and positive gearing explained. What does all of this mean. How do they differ and which is right for your investment property? Let’s find out.
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Bad things happen. Make sure our clients are protected.
As an adviser, my job is to make sure a client has the right loan so they can get to where they want to go in life. But now, more than ever with the high level of debt people are taking on, it's important to make sure that clients are protected from the good, the bad and the ugly that can happen ...
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Market update
For those who dislike change, you’ll be pleased to know the official cash rate is still steady at 1.75 per cent. However is tipped to rise to 1.9 per cent next December. The RBNZ previously predicted this rise would happen next June, so it’s a watch and wait game now.
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物业投资净资产
如果你已经拿到了房屋贷款，并且已经付清了一段时间，那么你可能会在你物业中获得一些净资产。
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拍卖流拍。意味着什么？你应该怎么做？
参加拍卖会让人感到不安，因为你不知道该物业将会卖多少钱以及您的竞争对手是谁。但是，如果最高竞标者想要支付的价格与业主想要出售的价格之间存在巨大差距怎么办呢？房屋通常会发生流拍，而我将会解释这个意思。