There’s a lot to know about loans, especially if you’re taking one out for the first time. So let’s knock over some of the common ones, and hope they’re some of yours.
If you’re thinking about investing, the deposit amount you need to have may be causing your anxiety levels to rise. But don’t worry, there is light at the end of the tunnel.
As you are probably aware, from the start of this year LVR restrictions have seen a decrease in the deposit required for an investment property from 40% to 35% of the purchase price. LVR is essentially the amount a bank is allowed (under Reserve Bank rules) to lend against the value or purchase p...
Stability is the name of the game this month, with the official cash rate on hold and the central bank looking to keep a lid on inflation. The Reserve Bank of New Zealand (RBNZ) has kept the official cash rate at 1.75%, unchanged since February 2017. A recent statement indicated no plans to chan...
Trust us, you want a good solicitor on your side. Solicitors play a crucial role in helping you buy your home. It’s important to find one early on as their advice can save you from making costly mistakes.
Buying your first house can be daunting and when buying through an auction, it can be a rollercoaster of emotions. Like anything being prepared can help things go more smoothly and make sure the main emotion you are feeling is an excited confidence that things will go well.
So, you’re ready to buy your first home - great. But, where do you start? Pre-approval, mortgage brokers, auctions, it can all be a tad overwhelming. Take a deep breath, things are about to get clearer.
Insurance is one of those topics no one wants to talk about, but ignoring it can be much more painful in the long run. Buying a home will be one of the biggest purchases you ever make and while it’s a great asset, it can also be a big financial risk if something goes wrong.
The role of a mortgage adviser is to make the home loan process as smooth as possible for someone wanting to buy a property.