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Becoming your own boss is definitely a rising trend and while there are many perks to working for yourself, there are also some downsides, such as the potential difficulty in getting a loan when you really need one.
The Reserve Bank of NZ (RBNZ) is our central bank. It makes the call on whether interest rates move up or down. These movements greatly influence our economy and control inflation, which is very important. Let’s take a look.
Living in Wellington means you will most likely be exposed to earthquakes, storms, flooding, landslides or even a tsunami at one stage or another. IAG, NZ’s largest general insurer (which includes brands like AMI, State, NZI, Lumley and Lantern Insurance), has said that’s why they won’t be insuri...
Times have changed when it comes to applying for a loan. It’s tough to secure a mortgage and there are a lot of changes going on with the legal bodies that keep a close watch over the finance and banking industry including the revision of the Financial Advisers Act in New Zealand and the Royal Co...
In the last three months of 2018, our property market was working out hard, and NZ homeowners were looking good!
A tax working group has recommended the government bring in capital gains tax (CGT) from 2021… This means profit from selling an investment property— not the family home— will be taxed.
End Of Financial Year (EOFY) is just around the corner, so start reassessing where you are financially and where you want to be. Here’s five things you can do.
When it comes to deciding if you’ll go direct to your bank or use an adviser, it’s important to know what each can offer.
新西兰的房价正在缓慢上涨，除了奥克兰在1月份的时候有小幅下跌。 在不久的将来，奥克兰可能不是唯一一个物业价格越来越便宜的地方。据澳新银行指出，越来越多的房屋在市场上停留的时间越来越长，银行对贷款对象也变得越来越挑剔; 因此，在拍卖会上，买家口袋里的钱似乎更少了。
每年的这个时候是重新评估您的财务状况，确保一切正常的最佳时机。以下是我可以提供给您的帮助
Tick, tick... Only a month until the end of financial year. I’ve got a few tools in my toolbelt to help your clients get savvy when it comes to their loan.
With credit rules tightening thanks to our friends across the ditch, this could make you and your clients fear they may struggle to get finance for that property they have their eye on.
NZ house prices are slowly moving up, except for Auckland which saw small falls over January. Soon Auckland may not be the only place where property is getting cheaper.