Are you mortgage ready?
You’ve fallen in love with a home or section, but are you mortgage ready? Having all your ducks in a row will help maximise your borrowing ability - and a better borrowing ability means a better financial situation for you.
NEWS & INSIGHTS
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KiwiSaver: How can it help me get into my first home?
With property values rising significantly across New Zealand in the last few years, saving a deposit for a home has never been harder, but there is assistance available in some scenarios that can help.
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5 reasons a Loan Market Adviser can help your client
It’s more important now more than ever for your client to talk to a adviser about their home loan. My goal is to help your client get one step closer to achieving their financial goals.
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NZ Market Update February 2018
The Reserve Bank of New Zealand (RBNZ) announced an unchanged cash rate this month of 1.75%. This is not surprising given the uncertainties that remain in the New Zealand market.
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首先，我们看一下主要的三个房产投资的利益点：
如果您正在考虑在2018年购入一套投资房，并且想获得一些建议和指导的话，您来对地方了。我们理解初次涉足投资房产的世界可能会让您有些忧虑，但这也是为什么我们在这里来帮助您提高作出选择的的自信。
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如何实现您2018年的财务目标
一个新的起始（例如新的一年）是一个最好的时间去设置或审查财务目标。 如果您要2018 年支 付完您的信用卡的欠费，实现梦想中的度假或投资，现在是最好的时机去实现您的目标。
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Thinking of investing in property? Here’s what you should know
If you’re thinking about buying an investment property in 2018 but you could benefit from some guidance, you’ve come to the right place. We understand that dipping your toes into the world of property investing can appear daunting, that’s why we’re here to bring confidence to your decisions.
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How to achieve your financial goals in 2018
A new beginning (such as a new year) is a great time to set, or review financial goals. If you want 2018 to be the year you pay off your credit card, take that dream holiday or invest, now is the time to plan to ensure you reach your goals.
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NZ Market Update January 2018
From January, the Reserve Bank of New Zealand loosened LVR restrictions on banks trading in New Zealand. LVR is essentially the amount a bank is allowed (under Reserve Bank rules) to lend against the value or purchase price of a property.
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How to buy a new home before selling. Bridging finance explained.
Many of your clients will need to sell their existing home to purchase a new one so it helps to understand their finance options. The sale of a property doesn't always align with the purchase of a new property so I often use a bridging loan to ease financial strain during the transition.
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Debt-free holiday tips
Many of us tend to overdo it during the holiday period; whether it be eating or drinking too much, planning too many social outings, or spending too much.
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The problem with cross leasing
If you’re involved with property cross leasing you‘ll probably be aware that this arrangement can have its fair share of complications.
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What is CV and why does it matter?
If you’re a homeowner, you may have been waiting on tenterhooks to hear what your property’s CV is. This rating, known as the Capital Value (CV) or the Rateable Value (RV), is determined by your Council every three years, and is used to work out how much you should be paying in rates.