Q and A: Your big questions answered.
There’s a lot to know about loans, especially if you’re taking one out for the first time. So let’s knock over some of the common ones, and hope they’re some of yours.
NEWS & INSIGHTS
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There is a way you can get a loan for an investment with only 20% deposit.
If you’re thinking about investing, the deposit amount you need to have may be causing your anxiety levels to rise. But don’t worry, there is light at the end of the tunnel.
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There is a way for your client to have an investment with only 20% deposit
As you are probably aware, from the start of this year LVR restrictions have seen a decrease in the deposit required for an investment property from 40% to 35% of the purchase price. LVR is essentially the amount a bank is allowed (under Reserve Bank rules) to lend against the value or purchase p...
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Official cash rate on hold and set to stay put
Stability is the name of the game this month, with the official cash rate on hold and the central bank looking to keep a lid on inflation. The Reserve Bank of New Zealand (RBNZ) has kept the official cash rate at 1.75%, unchanged since February 2017. A recent statement indicated no plans to chan...
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The role of a solicitor
Trust us, you want a good solicitor on your side. Solicitors play a crucial role in helping you buy your home. It’s important to find one early on as their advice can save you from making costly mistakes.
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7 tips to ace your first auction
Buying your first house can be daunting and when buying through an auction, it can be a rollercoaster of emotions. Like anything being prepared can help things go more smoothly and make sure the main emotion you are feeling is an excited confidence that things will go well.
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Buying your first home, how does it all work?
So, you’re ready to buy your first home - great. But, where do you start? Pre-approval, mortgage brokers, auctions, it can all be a tad overwhelming. Take a deep breath, things are about to get clearer.
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Talking insurance is painful, but it’s more painful not to
Insurance is one of those topics no one wants to talk about, but ignoring it can be much more painful in the long run. Buying a home will be one of the biggest purchases you ever make and while it’s a great asset, it can also be a big financial risk if something goes wrong.
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准备购买物业的意外成本
如果你在新房或投资房地产市场上，有很多事情需要考虑，但是对于大多数人来说，成本是第一位的。特别是对于第一次购房者来说，一路上隐藏费用的数量可能令人惊讶且令人沮丧。潜在买家在开始搜索之前要做好功课，以保持预算正常运行，这一点很重要。
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贷款过程解释 - 顾问如何提供帮助
抵押贷款顾问的角色是为希望购买房产的人尽可能顺利地完成住房贷款流程。当想要获得融资时，很难知道从哪里开始。顾问可以帮助指导您完成整个流程，并为您提供信息和支持，帮助您在贷款时做出正确决策。
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The loan process explained - how an adviser can help
The role of a mortgage adviser is to make the home loan process as smooth as possible for someone wanting to buy a property.
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Prepare for the unexpected costs of buying a property
If you're in the market for a new home or investment property there are many things to consider, but for most people cost is number one.
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Buying your first home with the government HomeStart grant
As a first home buyer, you want to get all the help you can get to maximise your borrowing potential. If you’ve been contributing to a Kiwisaver for at least three years, you may be eligible for ifor the government’s HomeStart grant.