The role of a mortgage adviser is to make the home loan process as smooth as possible for someone wanting to buy a property.
If you're in the market for a new home or investment property there are many things to consider, but for most people cost is number one.
As a first home buyer, you want to get all the help you can get to maximise your borrowing potential. If you’ve been contributing to a Kiwisaver for at least three years, you may be eligible for ifor the government’s HomeStart grant.
You’ve decided to buy a home. So, how much do you actually need to save up?
Taking out a mortgage is probably one of the biggest and most important financial decisions you’ll make in your life.. But lenders won’t give out a loan to just anyone.
One of the biggest hurdles on the path to homeownership is saving your deposit, but talking about it isn’t going to fill up your bank account any faster, so let’s look at what you can do.
You’ve fallen in love with a home or section, but are you mortgage ready? Having all your ducks in a row will help maximise your borrowing ability - and a better borrowing ability means a better financial situation for you.
With property values rising significantly across New Zealand in the last few years, saving a deposit for a home has never been harder, but there is assistance available in some scenarios that can help.
It’s more important now more than ever for your client to talk to a adviser about their home loan. My goal is to help your client get one step closer to achieving their financial goals.
The Reserve Bank of New Zealand (RBNZ) announced an unchanged cash rate this month of 1.75%. This is not surprising given the uncertainties that remain in the New Zealand market.