The fog has cleared on LVR restrictions
The new loan to value ratio (LVR) restrictions are the talk of the town this week with the Reserve Bank of New Zealand (RBNZ) making the call to change restrictions in January next year.
NEWS & INSIGHTS
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Migration falling, house prices to follow?
The drop is part of a gradual drift from record immigration. So, how does it impact home loans, real estate and all that jazz?
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Want a loan for a boat or something on wheels? I can help with that.
If buying a luxury yacht, a caravan or a family car is on your to do list, be smart about how you finance it and you could save yourself some serious coin.
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Listings picking up
The New Zealand average property asking price just hit a record $690,733! Realestate.co.nz reports that, after an 18-month nap, there were 10,372 new listings in September - an 11.7% increase on September 2017.
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Inflation surges! So, what about rates?
Surprise! Sorry. Not the fun sort. Rising fuel and house prices have helped inflation spike to its highest level in a year. Statistics New Zealand say it rose 0.9% in the June quarter, making the annual figure 1.9%. You know something is up when fourteen economists surveyed by Bloomberg are caugh...
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Record high for NZ weekly rents
Any shortage of supply drives prices up. It’s the iron laws of supply and demand. Think gold, diamonds or good service at your local. According to the latest Trade Me Rental Price Index, the current shortfall in rentable properties is doing just that to New Zealand’s rents.
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This is in your interest
A certain “set and forget” mentality slips in with mortgages. Money leaves your account to nibble on your mortgage. Meanwhile, you get on with other things.
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The KiwiSaver HomeStart grant for first home buyers
If you’re talking to a first home buyer who may be in doubt on how they can finance their first home, I can bring them up to speed about the KiwiSaver HomeStart grant that could be the answer they are looking for.
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A window in to house prices
According to QV’s latest House Price Index, between June and August this year, NZ’s residential property values fell 1.6%. Auckland was down 0.4%, Christchurch 0.2% and Queenstown had a heavy fall with a thumping 1.0% drop. That said, on a per annum basis, prices are still up 4.8% but our annual ...
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Yes, our housing market’s slowing, but so is everyone else’s
Our housing market has become less road runner and more sloth. And we’re not the only country seeing a slowdown.
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Interest rate 101
What’s a central bank? This is a country's primary monetary authority and it decides on the interest rate. Ours is called the Reserve Bank of New Zealand, known as the RBNZ.
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摆脱你的贷款
偿还抵押贷款成为第二天性，比如遛狗或清洁牙齿。但你真的应该采取这种方法吗？只需稍加努力，您就可以尽快让贷款还清。
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银行或贷款顾问？谁应该帮助我贷款？
让您自己获得有竞争力，无障碍的贷款并不容易，那么您是选择银行还是贷款顾问？