1. Tile istock 918969260

    The fog has cleared on LVR restrictions

    The new loan to value ratio (LVR) restrictions are the talk of the town this week with the Reserve Bank of New Zealand (RBNZ) making the call to change restrictions in January next year.

  2. Tile theinsider nz nov2018 tile1

    Migration falling, house prices to follow?

    The drop is part of a gradual drift from record immigration. So, how does it impact home loans, real estate and all that jazz?

  3. Tile theinsider nz nov2018 tile2

    Want a loan for a boat or something on wheels? I can help with that.

    If buying a luxury yacht, a caravan or a family car is on your to do list, be smart about how you finance it and you could save yourself some serious coin.

  4. Tile pulsenz october2018 tile2

    Listings picking up

    The New Zealand average property asking price just hit a record $690,733! reports that, after an 18-month nap, there were 10,372 new listings in September - an 11.7% increase on September 2017.

  5. Tile pulsenz october2018 tilev2

    Inflation surges! So, what about rates?

    Surprise! Sorry. Not the fun sort. Rising fuel and house prices have helped inflation spike to its highest level in a year. Statistics New Zealand say it rose 0.9% in the June quarter, making the annual figure 1.9%. You know something is up when fourteen economists surveyed by Bloomberg are caugh...

  6. Tile insidernz oct2018 tilev2

    Record high for NZ weekly rents

    Any shortage of supply drives prices up. It’s the iron laws of supply and demand. Think gold, diamonds or good service at your local. According to the latest Trade Me Rental Price Index, the current shortfall in rentable properties is doing just that to New Zealand’s rents.

  7. Tile insidernz oct2018 tile2

    This is in your interest

    A certain “set and forget” mentality slips in with mortgages. Money leaves your account to nibble on your mortgage. Meanwhile, you get on with other things.

  8. Tile pulsenz september2018 tile2

    The KiwiSaver HomeStart grant for first home buyers

    If you’re talking to a first home buyer who may be in doubt on how they can finance their first home, I can bring them up to speed about the KiwiSaver HomeStart grant that could be the answer they are looking for.

  9. Tile pulsenz september2018 tile

    A window in to house prices

    According to QV’s latest House Price Index, between June and August this year, NZ’s residential property values fell 1.6%. Auckland was down 0.4%, Christchurch 0.2% and Queenstown had a heavy fall with a thumping 1.0% drop. That said, on a per annum basis, prices are still up 4.8% but our annual ...

  10. Tile the insider nz september2018 tile2

    Yes, our housing market’s slowing, but so is everyone else’s

    ​Our housing market has become less road runner and more sloth. And we’re not the only country seeing a slowdown.

  11. Tile the insider nz september2018 tile

    Interest rate 101

    ​What’s a central bank? This is a country's primary monetary authority and it decides on the interest rate. Ours is called the Reserve Bank of New Zealand, known as the RBNZ.

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