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Any shortage of supply drives prices up. It’s the iron laws of supply and demand. Think gold, diamonds or good service at your local. According to the latest Trade Me Rental Price Index, the current shortfall in rentable properties is doing just that to New Zealand’s rents.
A certain “set and forget” mentality slips in with mortgages. Money leaves your account to nibble on your mortgage. Meanwhile, you get on with other things.
If you’re talking to a first home buyer who may be in doubt on how they can finance their first home, I can bring them up to speed about the KiwiSaver HomeStart grant that could be the answer they are looking for.
According to QV’s latest House Price Index, between June and August this year, NZ’s residential property values fell 1.6%. Auckland was down 0.4%, Christchurch 0.2% and Queenstown had a heavy fall with a thumping 1.0% drop. That said, on a per annum basis, prices are still up 4.8% but our annual ...
Our housing market has become less road runner and more sloth. And we’re not the only country seeing a slowdown.
What’s a central bank? This is a country's primary monetary authority and it decides on the interest rate. Ours is called the Reserve Bank of New Zealand, known as the RBNZ.
偿还抵押贷款成为第二天性，比如遛狗或清洁牙齿。但你真的应该采取这种方法吗？只需稍加努力，您就可以尽快让贷款还清。
让您自己获得有竞争力，无障碍的贷款并不容易，那么您是选择银行还是贷款顾问？
PM Ardern campaigned hard about reining in the runaway horse of house values. This made sense because NZ’s median price rose by over 60% in the last decade and doubled in Auckland where there’s a chronic housing shortage and the average house costs over $1 million.
New Zealand’s biggest property markets are in reasonable shape — prices are stable in Auckland, Dunedin’s are growing and Wellington has been recovering its losses since March. This is happening even while many banks will only lend to borrowers who can afford 7% interest rates.
Getting a competitive, hassle-free loan on your own isn’t easy, so do you go with your bank or a mortgage adviser?
Paying off your mortgage becomes second nature, like walking your dog or cleaning your teeth. But should you look at how you can pay it off sooner?
According to Quotable Value Limited (QV) NZ’s property market will plateau for the rest of this year and into the next. In fact, Dunedin was the only main centre with any material growth in May, up 1.1 per cent, a whopping four times more than any other main centre.