Purchasing a turnkey property can seem like the answer to all your prayers for first home buyers and investors. Brand new, ultra-modern and at a fixed price, what’s not to like? The Reserve Bank seems to agree, and current LVR (Loan to Value Ratio) restrictions do not apply to new homes. Turnkey ...
Happy New Year, and here's to a prosperous 2022! It goes without saying that 2021 was a year for the history books. We tried to navigate ever-changing rules and restrictions, new legislation and ongoing lockdowns. Now, we look forward to 2022 and all it has to offer.
With all the hype and lead up to the Christmas season, you’d think we all had an unlimited budget to party through the festive season and purchase everyone on our contact list a Christmas gift. While that’s a nice idea, it’s not so realistic. Here are a few tips to help you with your budget durin...
Spring traditionally sees an uplift in the market as would-be sellers and buyers capitalise on the feel-good factor of warmer weather and longer days. The latest data from REINZ shows an increase in house sales and prices over recent months. All this as the country grapples with continued lockdow...
It may come as a surprise and even a shock, but Labour and National have agreed sweeping changes to housing density rules in a rare show of unity. Landowners in our biggest cities will be allowed to build up to three storeys without requiring resource consent.
Extended lockdowns and rising interest rates have resulted in mortgage stress for many Kiwis. Unlike last year’s lockdown, the government hasn’t introduced a mortgage deferral scheme this time around. If you are struggling to pay your mortgage, then talk to your Loan Market adviser. They can prov...
The government has recently published draft legislation, which provides more detail on how the scheme will work. Here’s an overview of what you need to know...
Getting on that first rung of the property ladder is more a giant leap than a small step for many young first home buyers. It's no wonder that many Kiwis wanting to get ahead are considering buying a house with friends and family. However, before jumping in, it's essential to have your eyes wide ...
For many Kiwis, weeks spent in lockdown staring at the same four walls has highlighted an urgent need for a refresh. And the arrival of spring is the perfect time to crack on with sprucing up your home. Here we share six easy ways to rejuvenate your home décor.
With mortgage rates already increasing, many clients have asked us whether now is the time to fix their home loans. Everyone’s situation is different. So before making a decision, it’s essential to get expert advice from your Loan Market adviser. And to help you prepare for the discussion, here a...
Choosing a property manager could make or break your investment. Make the right choice, and your investment will likely be safe, secure and profitable. However, make the wrong selection and it could be your worst nightmare.
When it comes to stressful life events, buying your first home is up there in the top ten. Here we share some tips to help you manage the process for a better outcome.
There's no doubt; many potential property investors were spooked by the government's housing policy changes announced in March. What once was a cast-iron investment option suddenly seemed less attractive. However, despite the changes to tax concessions and the bright-line test, there's little evi...